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Why This Estate Planning Tool Beats Just Having a Will

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Q: "We established a living trust this past year and put our home and two rentals into it. Most of our investments are in IRAs, and I don't want to put them into the trust....

When You Do—and Don't—Need a Pro to Manage Your Money

Q: “At what net worth should I consider getting a money manager?” A: There ...
Q: “At what net worth should I consider getting a money manager?” A: There is no magic number for when you need help. Similarly, you don’t have to wait for your net worth to hit...

What to Say to a Colleague Who's Been Fired

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Q: What should I say to a colleague who has just been fired? A: People often don’t know what to say, so they say nothing at all, says Judith Martin, the Miss Manners etiquette columnist...

How To Stop Your Home Insurer From Cheating You

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Q: My friend had a tree fall on her house during a windstorm and told me she scored a huge insurance payout by using a public insurance adjuster. Would you explain how this works and...

How Smart Savers Choose Between a 401(k) or Roth IRA

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Q: My husband and I are in our middle 30s and both have good jobs in a professional field. We each make $60,000 a year. Should we be saving in our 401(k) plans, or contributing...

How To Pick a Trustworthy Manager for Your Trust

Q: “I want to set up a trust fund for my son and grandchild, but I'm not su...
Q: “I want to set up a trust fund for my son and grandchild, but I'm not sure who I should get to manage it?" —Judy Gillis, Crossroads, Texas A: Once you set up a...

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Q: Is it a good idea to go in with a few neighbors on some pricy, occasional-use outdoor equipment, like an extension ladder and snow blower. How do I handle access, maintenance, and other logistics?...

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