Where Social Security Fits in Your Retirement Portfolio

Q. Can I consider Social Security the bond portion of my portfolio and inve...
Q. Can I consider Social Security the bond portion of my portfolio and invest a higher percentage of my savings in stocks? -- Michael H., Pittsboro, Ind. A. Social Security does function somewhat like a...

3 Tips for Talking Retirement With Your Spouse

Q. How do I get my spouse on the same page as me when it comes to saving fo...
Q. How do I get my spouse on the same page as me when it comes to saving for retirement? -- David H. A. Retirement planning isn't the most romantic topic in the world, so...

Betting Your Retirement: Stocks vs. bonds

Q. I'm 35 years old and a diligent saver. I'm torn, however, about whether ...
Q. I'm 35 years old and a diligent saver. I'm torn, however, about whether someone my age should own bonds. If the stock market has never had a negative 10-year span, shouldn't I invest 100%...

Investing in TIPS: Can Retirees Beat Inflation?

Q. Are TIPS a good investment for a retiree? -- Rich Sherman A. If your goa...
Q. Are TIPS a good investment for a retiree? -- Rich Sherman A. If your goal is to protect the value of your assets and your income from inflation over the course of a long...

The Other Way to Invest in a Roth IRA

Q. My income is too high to contribute to either a deductible IRA or a Roth...
Q. My income is too high to contribute to either a deductible IRA or a Roth IRA. So am I better off investing in a nondeductible IRA or should I just invest my money in...

Your Future Self Thinks You Should Save More for Retirement

Q. How do I convince my spender husband that it makes sense to contribute m...
Q. How do I convince my spender husband that it makes sense to contribute more to his 401(k)? -- G.L. A. You've got a bit of an uphill battle for the simple reason that it's...

Reasons to Cut Back on Stocks in Retirement

Q. Why is the recommended mix of stocks and bonds any different at the begi...
Q. Why is the recommended mix of stocks and bonds any different at the beginning of my career than at the start of retirement? I don't understand why I should reduce my exposure to stocks...

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