Best Crypto Wallets for Cross‑Chain Swaps of 2026
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No KYC Crypto Wallet that provides early access to new token launches
- Multi chain, multi wallet support, ability to buy crypto with fiat
- Exclusive access to new meme coin tokens and fair launches
- Staking and airdrop rewards with the native $BEST token
Open an Account, Buy $10, Get $10
- The first national chartered bank where individuals can buy, sell, and hold crypto
- Access cryptocurrencies like Bitcoin, Ethereum, Solana, and over 30 more coins
- Buy, sell, and hold crypto on a platform with the safeguards of a bank
- Trade instantly when you transfer funds through SoFi Checking and Savings
CRYPTOCURRENCY AND OTHER DIGITAL ASSETS ARE NOT FDIC INSURED • ARE NOT BANK GUARANTEED • MAY LOSE VALUE
SoFi Crypto products and services are offered by SoFi Bank, N.A., a national bank regulated by the Office of the Comptroller of the Currency.
1. Crypto Entity Disclosure
CRYPTOCURRENCY AND OTHER DIGITAL ASSETS ARE NOT FDIC INSURED • ARE NOT BANK GUARANTEED • MAY LOSE VALUE
Cryptocurrency and other digital assets are highly speculative, involve significant risk, and may result in the complete loss of value. Cryptocurrency and other digital assets are not deposits, are not insured by the FDIC or SIPC, are not bank guaranteed, and may lose value.
All cryptocurrency transactions, once submitted to the blockchain, are final and irreversible. SoFi is not responsible for any failure or delay in processing a transaction resulting from factors beyond its reasonable control, including blockchain network congestion, protocol or network operations, or incorrect address information. Availability of specific digital assets, features, and services is subject to change and may be limited by applicable law and regulation.
SoFi Crypto products and services are offered by SoFi Bank, N.A., a national bank regulated by the Office of the Comptroller of the Currency. SoFi Bank does not provide investment, tax, or legal advice. Please refer to the SoFi Crypto account agreement for additional terms and conditions.
2. Crypto Entity Disclosure - Space Constrained
CRYPTOCURRENCY AND OTHER DIGITAL ASSETS ARE NOT FDIC INSURED • ARE NOT BANK GUARANTEED • MAY LOSE VALUE
Cryptocurrency and digital assets are not insured by the FDIC, not bank guaranteed, and may lose value. See account agreement for additional terms and conditions.
3. Promotions
SoFi cryptocurrency products and services will be offered by SoFi Bank, N.A., subject to applicable regulatory approvals. Participation is subject to the promotion's terms and conditions and does not constitute an offer or guarantee of access to cryptocurrency-related products or services. Cryptocurrency and other digital assets are highly speculative and involve significant risk, including the potential for complete loss of value. These assets are not insured by the FDIC or SIPC and do not carry any bank guarantee.
PROMOTION PERIOD This Promotion is from January 8, 2026, to February 7, 2026, at 11:59 PM ET.
ELIGIBILITY New SoFi Crypto accounts opened during the promotion period are eligible for the $10 New Account Promo.
QUALIFYING ACTIONS You must open and/or have an existing SoFi Checking and Savings account in order to fund your SoFi Crypto Account to trade crypto. To receive the promotion bonus, you must complete ALL of the qualifying actions by February 7, 2026:
1. Open a new SoFi Crypto Account.
2. Fund your SoFi Crypto Account with a SoFi Checkings and Savings Account
3. Make a single qualifying crypto buy transaction of at least $10.
PAYOUT METHOD Eligible participants will receive a $10 payout bonus in stablecoin (“USDC”) credited to their SoFi Crypto Account. The stablecoin used for the payout will be determined by SoFi at its discretion.
PAYOUT TIMING
Bonus payments will be paid out within 2 weeks following the conclusion of the promotion.
ADDITIONAL IMPORTANT TERMS ● The SoFi Crypto $10 New Account Promo may be combined with other SoFi Crypto promos. ● Promotion is non-transferable and limited to one per account. ● SoFi reserves the right to exclude any members from participating in this Promotion for any reason, such as suspected fraud, misuse, or suspicious activity. ● SoFi also reserves the right to modify, suspend, or terminate the Promotion at any time without notice. ● Probability of Member receiving $1,000 is a probability of 0.026%; If you don’t make a selection in 45 days, you’ll no longer qualify for the promo. Customer must fund their account with a minimum of $50.00 to qualify.
Earn a 1%–2% bonus in USDG on eligible deposits1
- 24/7 live customer support
- High liquidity
- Margin and futures trading
- Custom alerts and charts
- Mobile tools for trading on the go
1 User must opt in on the Kraken App and deposit $1,000 or more (net) before October 31, 2025.
Trade crypto at one of the lowest costs on average
- Trade crypto 24/7: Trade BTC, ETH, BNB, XRP, SOL, DOGE, and more, 24/7 with Robinhood Crypto.
- Stake and earn rewards: Earn staking rewards on your ETH and SOL for as little as $1 of crypto.
- It’s easy to send and receive crypto: Transfer crypto with no Robinhood fees.**
Core Crypto Risk Disclosure
* Trading and owning digital assets involves significant risk, including the risk of substantial loss.
Cryptocurrency trading is offered through an account with Robinhood Crypto, LLC (NMLS ID 1702840).
Robinhood Crypto is licensed to engage in virtual currency business activity by the New York State
Department of Financial Services. Cryptocurrency held through Robinhood Crypto is not FDIC insured or
SIPC protected.
Transfer Fee Disclosure
** Network fees may apply.
Robinhood Legend Disclosure
Crypto trading in Robinhood Legend is limited to certain jurisdictions.
Staking Disclosure
Staking is not available in all jurisdictions.
Purchase crypto securely - directly to your wallet
- Powered by MPC cryptography
- 3-factor-authentication recovery model
- Secure wallet recovery - never worry about losing your seed phrase again
- 24/7 live in-app support.
Discover new tokens before they’re listed on other platforms
- Trade cryptocurrencies with a unique one step process
- Buy, sell, exchange and hold 300+ digital assets*
- Robust security measures
*Capital at risk. Terms apply.
Supports 100,000+ crypto assets
- Free and easy-to-use mobile app and browser extension
- Integrated to Coinbase crypto exchange and other major decentralized exchanges
- Safe storage for Ethereum and Polygon NFTs
- Enhanced security features such as two-factor authentication and biometric authentication technology
🔥 20% OFF with code BF2025 + $10 USD in BTC credited directly in the Tangem app
- Military-Grade Secure Element with Seedless Backup System
- Tangem Wallet eliminates the need for traditional seed phrases
- Tap-to-Sign with NFC provides seamless connection between wallet and app
- Provides 24/7 customer support via email
One-stop shop to secure, receive, buy, sell, swap, and stake your coins and tokens
- Pro-confidentiality—only you can access your assets, not even Trezor personnel
- Secure Element chip (EAL6+ certified) provides tamper-resistant protection
- Supports thousands of coins & tokens
- Use Trezor with 30+ wallet apps
Best Crypto Wallets for Cross‑Chain Swaps of 2026 Key Takeaways
- Methodology: We researched dozens of crypto wallets, spoke with experts and gathered information from authoritative sources. We based our list of top picks on over 30 key data points, including security ratings and audits, Web3 compatibility, crypto swap options and supported blockchains.
- Editor's take: Bitget Wallet boasts the most comprehensive set of features across all of the platforms evaluated by Money. It also supports around 160 blockchains — more than any other wallet on our list.
- Updated: February 2026
What to know about cross-chain crypto wallets
- Cross-chain swaps are often done on multichain crypto wallets, which support multiple blockchain protocols simultaneously and let you manage digital assets across networks from a single interface.
- Most modern crypto wallets have some degree of multichain functionality. Wallets that don’t tend to offer specialized tools for the digital asset on which they focus.
- In addition to cryptocurrency, wallets that support multiple blockchains also let users interact with decentralized finance (DeFi) platforms and applications.
- Around 62% of crypto users manage more than one wallet according to a 2025 report on the state of user experience with blockchain applications.
How we chose our top picks
The Money editorial team has spent years researching crypto wallets, reaching out to experts and gathering information from authoritative sources. We base our list of top picks on over 30 key data points, including security ratings and audits, Web3 compatibility, crypto swap options and supported blockchains.
Read our full methodology here.
Our top picks for the best cross-chain wallets
- Bitget Wallet: Best Cross-Chain Wallet Overall
- Base Wallet: Best Cross-Chain Wallet for Beginners
- Trust Wallet: Best Mobile Cross-Chain Wallet
- Ledger Nano X: Best Cross-Chain Cold Wallet
Best Cross-Chain Wallet Overall: Bitget Wallet
- Broad blockchain and token support
- All-in-one UI for swaps, portfolio tracking and DeFi
- Fast support for emerging networks
- $700 million wallet protection fund
- Bitget exchange unavailable in the U.S.
- Unremarkable staking yields
- Number of supported chains:
- 160+
- CertiK Skynet Score:
- 87.40 (AA)
- Platforms:
- Android, Chrome, iOS
Why we chose it: Bitget Wallet boasts the most comprehensive set of features across all of the platforms evaluated by Money. But it also supports around 160 blockchains — more than any other wallet on our list.
Bitget has a bit of everything, bringing swaps, portfolio tracking and DeFi access together in one single interface. The wallet is frequently updated to support new networks early, and its integrated swap functionality lets you move assets between chains without relying on separate bridges, often finding competitive pricing across decentralized exchanges, or DEXs.
On the security end, Bitget’s non-custodial MPC security model offers a strong balance between user control and risk mitigation, eliminating single points of failure associated with traditional single-key wallets. The addition of a $700 million protection fund is also notable, offering a level of reassurance that is rare among non-custodial wallets.
Disclaimer: Bitget’s exchange services are restricted in the U.S. and its territories due to regulatory challenges. However, you can still manage and trade crypto on the brand’s wallet.
Best Cross-Chain Wallet for Beginners: Base Wallet
- Clean, beginner-friendly interface
- Simple and quick onboarding process
- Built-in swaps without complex settings
- Extensive library of educational resources
- Fewer advanced swap and routing tools
- Limited staking options
- Number of supported chains:
- 12 (EMV-compatible networks can be added manually)
- CertiK Skynet Score:
- 83,34 (A)
- Platforms:
- Android, Brave, Chrome, iOS
Why we chose it: Base Wallet’s uncluttered design, straightforward onboarding and extensive tutorials make it easy to set up and start managing your crypto right away.
Formerly known as Coinbase Wallet, Base offers a smooth, low-friction experience for newcomers. Its built-in swaps work well for common transactions across different chains, sparing you from complex routing decisions or external bridges, while the wallet’s strong authentication features and in-depth guides help to reduce user error during setup or transactions.
Learn more by reading our full Base Wallet review.
Best Mobile Cross-Chain Wallet: Trust Wallet
- Mobile-first design optimized for iOS and Android
- Easy asset discovery and automatic token detection
- Strong NFT and Web3 browser integration
- Extensively tested security infrastructure
- No traditional two-factor authentication
- No CertiK Skynet Score currently available
- Number of supported chains:
- 48
- CertiK Skynet Score:
- N/A
- Platforms:
- Android, Brave, Chrome, iOS
Why we chose it: Trust Wallet supports a wide range of blockchains and swapping options, making it exceedingly easy for mobile users to find new assets thanks to its streamlined navigation, which is tailored for smartphones.
Trust Wallet is also available on desktop though its browser extensions, but it truly shines on iOS and Android devices. The app automatically detects supported tokens, and it features a Web3 browser that simplifies access to DeFi apps and NFT marketplaces.
The app’s security credentials also stand out: Trust Wallet has undergone security audits from multiple cybersecurity firms and holds two ISO certifications, verifying that it complies with high quality, safety and management standards. Moreover, before its score on the CertiK leaderboard was removed for reevaluation, it occupied one of the highest positions on the list.
Learn more by reading our full Trust Wallet review.
Best Cross-Chain Cold Wallet: Ledger Nano X
- Wide multichain support via Ledger Wallet and partners
- Compatible with many third-party wallets and dApps
- Offline hardware storage with secure element chip
- Bluetooth and USB connectivity for flexibility
- Higher price than entry-level hardware wallets
- Bluetooth requires careful use
- Number of supported chains:
- 38
- CertiK Skynet Score:
- 85.77 (A)
- Platforms:
- Android, Desktop, iOS
Why we chose it: The Ledger Nano X keeps private keys offline within a secure element chip, offering strong protection against cyberattacks while still supporting a wide range of chains through the Ledger Wallet app and third-party wallet integrations.
One of the Nano X’s standout features is its Bluetooth and USB connectivity. While it remains a point of contention for some — wireless access for crypto wallets requires caution — the added flexibility for desktop and mobile makes is evident. The wallet itself is also practical to move around if needed, featuring a compact, lightweight build that remains unassuming in public.
Learn more by reading our full Ledger review.
Compare Crypto Wallets Today
Exclusive access to new meme coin tokens and fair launches
No KYC Crypto Wallet that provides early access to new token launches
- Multi chain, multi wallet support, ability to buy crypto with fiat
- Exclusive access to new meme coin tokens and fair launches
- Staking and airdrop rewards with the native $BEST token
Own crypto—and bank, borrow, invest—all in one app
Open an Account, Buy $10, Get $10
- The first national chartered bank where individuals can buy, sell, and hold crypto
- Access cryptocurrencies like Bitcoin, Ethereum, Solana, and over 30 more coins
- Buy, sell, and hold crypto on a platform with the safeguards of a bank
- Trade instantly when you transfer funds through SoFi Checking and Savings
CRYPTOCURRENCY AND OTHER DIGITAL ASSETS ARE NOT FDIC INSURED • ARE NOT BANK GUARANTEED • MAY LOSE VALUE
SoFi Crypto products and services are offered by SoFi Bank, N.A., a national bank regulated by the Office of the Comptroller of the Currency.
Watch 2,000 crypto markets across multiple exchange
Earn a 1%–2% bonus in USDG on eligible deposits1
- 24/7 live customer support
- High liquidity
- Margin and futures trading
- Custom alerts and charts
- Mobile tools for trading on the go
1 User must opt in on the Kraken App and deposit $1,000 or more (net) before October 31, 2025.
Zero wallets hacked since 2018
Purchase crypto securely - directly to your wallet
- Powered by MPC cryptography
- 3-factor-authentication recovery model
- Secure wallet recovery - never worry about losing your seed phrase again
- 24/7 live in-app support.
Robust security measures
Discover new tokens before they’re listed on other platforms
- Trade cryptocurrencies with a unique one step process
- Buy, sell, exchange and hold 300+ digital assets*
- Robust security measures
*Capital at risk. Terms apply.
Other cross-chain wallets we considered
The following wallets stood out in our research, but either did not fit into a specific category or lacked in key areas, which kept them out of our top list.
Best Wallet
A relative newcomer in the industry, Best Wallet is a non-custodial, multichain wallet with a long list of features — and a focus on crypto presales. What that means is that the wallet puts up tokens for sale that are often unavailable elsewhere and before they are actually released into their respective blockchains. This can provide an edge over other prospective buyers.
Why it didn’t make the cut: Despite the allure, many scams have been carried out under the pretext of crypto presales. Best Wallet may not be the one carrying out these scams, but the platform (as well as other presale platforms) enable this practice, seemingly lacking the adequate security measures to snuff out fraudsters.
Zengo
Zengo is an all-around excellent wallet, with a particularly strong security infrastructure — the wallet has never been hacked since it was released seven years ago — support for a wide range of blockchains and 24/7 customer support. While it is a great option for individuals, the wallet is also available for businesses who need to manage crypto treasuries.
Why it didn’t make the cut: Zengo ranks second for our best cross-chain wallet for beginners category. However, its mandatory KYC (Know Your Customer) verification and limited desktop functionality just barely kept it out of the top spot.
Trezor
Trezor is one of the two major brands in the hardware crypto wallet space (the other being Ledger). Its cold wallets are highly compact, efficient devices that support numerous digital assets and third-party tools. Moreover, all of its firmware and software are open source, offering transparency and enabling community auditing for vulnerabilities.
Why it didn’t make the cut: Beyond its entry-level model, Trezor devices are more expensive that those of competitors at a similar level. They are also lacking when it comes to native integration for NFTs or decentralized apps (dApps).
What you need to know about cross-chain wallets
Unlike traditional wallets that operate on just one network, cross-chain wallets support assets on Ethereum, Bitcoin, layer-2 networks and non-EVM (Ethereum Virtual Machine) chains, allowing users to interact with a broader range of tokens and dApps. Many also include built-in swap features that let users exchange assets between blockchains without manually bridging funds.
The biggest advantage of a cross-chain wallet is convenience. Instead of juggling multiple wallets or relying on third-party bridges, users can manage assets across ecosystems in one place. This is especially useful as crypto activity becomes more fragmented across layer-2 networks and alternative blockchains, each offering different fees, speeds and use cases.
That said, cross-chain functionality adds complexity. Swaps may involve multiple liquidity sources, variable fees and smart contracts that carry their own risks. Users should pay close attention to supported networks, security features and swap mechanics before choosing a wallet.
Multichain vs single-chain wallets
Single-chain wallets are built to operate on one blockchain, such as Bitcoin-only wallets or Ethereum-only wallets. These wallets often offer deeper functionality and strong security within their specific ecosystem, making them a good fit for users who primarily hold one asset or operate on a single network.
On the other hand, multichain wallets support assets across multiple blockchains and often include tools for swapping tokens between networks (the cross-chain part of the equation). This makes them more flexible and better suited for users who hold diverse portfolios, interact with DeFi protocols or move assets across chains to save on fees or access new opportunities.
For most users today, multichain wallets offer greater long-term value as crypto ecosystems continue to expand. However, single-chain wallets can still make sense for security-focused users or those who are solely interested in trading a specific digital asset.
| Multichain wallets | Single-chain wallets |
| Support multiple blockchains and networks from one wallet | Designed for one blockchain only (e.g., Bitcoin or Ethereum) |
| Security varies by wallet and supported chains | Often highly optimized for one network’s security model |
| Better for managing diverse crypto portfolios | Best for holding one primary asset |
| Cross-chain supported via built-in swaps or routing tools | Not supported |