--- title: Should I Stay in My Home After Retirement? description: Surveys have found that retirees want to remain in their homes for the long haul. It’s hard to beat the security and comfort of a familiar place. authors: - name: timestaff url: https://money.com/author/timestaff/ articles: 459 covers: - Retirement - Banking - Career Advice - Credit - Credit Cards - Housing - Identity Theft - Insurance - Investing - Lifestyle - Loans - Mortgages - Personal Finance - Professional Services - Shopping - Taxes former_staff: true published: '2014-05-30T22:50:33.000Z' modified: '2024-04-14T08:51:00.000Z' section: Retirement tags: - continuing care retirement community - housing - real estate - Retirement - retirement home - retirement housing - retirement planning canonical: https://money.com/collection-post/should-i-stay-in-my-home-after-retirement/ type: Article source: structured-blocks --- > **Disclosure:** We research all brands listed and may earn a fee from our partners. Research and financial considerations may influence how brands are displayed. Not all brands are included. [Learn more](https://money.com/page/disclaimer/). ![140530_ULTIMATERETIREMT_Housing_1](https://img.money.com/2014/05/140530_ultimateretiremt_housing_11.jpg) Surveys have found that the vast majority of retirees want to remain in their homes for the long haul. After all, it’s hard to beat the security and comfort of a familiar place. That said, even if you no longer have a mortgage, you may find that downsizing to a smaller home or even moving to another town is a more practical option. Answering the following questions can help you decide. - Could I save money by moving? Owning a large home in a good school district can cost a bundle. But smaller isn’t necessarily cheaper: many condos have high carrying costs that could exceed what you’re paying now. - What happens as I age? You may be healthy now, but you’ll probably have to remodel to accommodate physical changes as you age. You may need to widen doorways for a walker, for example, or even put in an elevator or lift. One increasingly popular option is a continuing care retirement community (CCRC), which allows you to move seamlessly between independent living, assisted care and a nursing home. - Where else might I want to live? Moving closer or even into a big city is an increasingly popular option for retirees, and you can potentially save a bundle on transportation costs. Others may crave more time at the beach or countryside. Whatever you’re leaning towards, don't pick up and move without giving a new town a trial run. Rent a place for a few months to make sure you get a true sense of what the community is like. Money's list of [best places to retire](https://money.com/best-places-to-retire/ "Best Places to Retire") can help you weigh the plusses and minuses of various locales. ```json { "@context": "https://schema.org", "@graph": [ { "@type": "BreadcrumbList", "@id": "https://money.com/collection-post/should-i-stay-in-my-home-after-retirement/#breadcrumb", "itemListElement": [ { "@type": "ListItem", "position": 1, "name": "Home", "item": "https://money.com" }, { "@type": "ListItem", "position": 2, "name": "Retirement", "item": "https://money.com/retirement/" }, { "@type": "ListItem", "position": 3, "name": "Places to Retire", "item": "https://money.com/places-to-retire/" }, { "@type": "ListItem", "position": 4, "name": "Should I Stay in My Home After Retirement?" } ] }, { "@type": "WebSite", "@id": "https://money.com/#website", "url": "https://money.com", "name": "Money", "publisher": { "@id": "https://money.com/#organization" } }, { "@type": "WebPage", "@id": "https://money.com/collection-post/should-i-stay-in-my-home-after-retirement/#webpage", "url": "https://money.com/collection-post/should-i-stay-in-my-home-after-retirement/", "name": "Should I Stay in My Home After Retirement?", "isPartOf": { "@id": "https://money.com/#website" }, "datePublished": "2014-05-30T22:50:33.000Z", "mainEntity": { "@id": "https://money.com/collection-post/should-i-stay-in-my-home-after-retirement/" }, "inLanguage": "en-US", "breadcrumb": { "@id": "https://money.com/collection-post/should-i-stay-in-my-home-after-retirement/#breadcrumb" }, "dateModified": "2024-04-14T08:51:00.000Z" }, { "@type": "Article", "headline": "Should I Stay in My Home After Retirement?", "articleSection": "Retirement", "image": [ { "@type": "ImageObject", "url": "https://img.money.com/2014/05/140530_ultimateretiremt_housing_11.jpg", "width": 3521, "height": 2830, "caption": "140530_ULTIMATERETIREMT_Housing_1" } ], "author": [ { "@type": "Person", "name": "timestaff", "url": "https://money.com/author/timestaff/", "@id": "https://money.com/author/timestaff/#author" } ], "publisher": "https://money.com/#organization", "datePublished": "2014-05-30T22:50:33.000Z", "description": "Surveys have found that retirees want to remain in their homes for the long haul. 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