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By aliciamadamczyk
December 7, 2015

Living paycheck to paycheck won’t allow you to retire comfortably, if you can retire at all. So instead of spending your excess cash—or even depositing it in a bank account—consider investing it for retirement.

According to this team of financial experts, investing can preserve your spending power in the years to come, and allow you to enjoy a long, stress-free retirement.

“It’s hard to keep up with inflation by just putting money into savings accounts,” says Gail Linn of Metlife Financial Group of New York.

Because while a dream-fulfilling second act career later in life might sound appealing, you don’t want to have to work through retirement.

Read Next: 3 Strategies for Making Your Money Last Through Retirement

Advertiser Disclosure

The purpose of this disclosure is to explain how we make money without charging you for our content.

Our mission is to help people at any stage of life make smart financial decisions through research, reporting, reviews, recommendations, and tools.

Earning your trust is essential to our success, and we believe transparency is critical to creating that trust. To that end, you should know that many or all of the companies featured here are partners who advertise with us.

Our content is free because our partners pay us a referral fee if you click on links or call any of the phone numbers on our site. If you choose to interact with the content on our site, we will likely receive compensation. If you don't, we will not be compensated. Ultimately the choice is yours.

Opinions are our own and our editors and staff writers are instructed to maintain editorial integrity, but compensation along with in-depth research will determine where, how, and in what order they appear on the page.

To find out more about our editorial process and how we make money, click here.

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