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Published: Jan 25, 2022 5 min read
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Is going to college still a good investment? Your field of study, career goals and personal life all play a role in the answer — as does your family’s income.

Amid the ongoing national discussion about the value of a college education, a new study from the Georgetown University Center on Education and the Workforce found that, in general, the return on investment of a college degree for students from low-income families tends to be less than the return on investment for other students.

Return on investment, or ROI for short, is a term that refers to the ratio of an investment’s net profit to its overall cost. The ratio is one way to measure the total value of an investment. In this case, Georgetown’s researchers define ROI as the earnings of a student over time minus the student’s cost of attendance.