Today's Mortgage Rates

Real-time rates updated daily. Find the perfect mortgage for your dream home with confidence.

LIVE • Updated December 24, 2025

The average 30-year fixed mortgage rate is 6.357%, while the 15-year fixed rate averages 5.796%.
For adjustable-rate loans, such as a 7-year ARM, current rates are around 5.918%.

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Current Market Rates

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30-Year Fixed

Most Popular
Rate 6.357%
APR 6.507%

30-Year FHA

Lower Credit
Rate 6.215%
APR 6.615%

30-Year VA

Military
Rate 6.320%
APR 6.570%

30-Year Jumbo

High Balance
Rate 6.605%
APR 6.705%

15-Year Fixed

Shorter Term
Rate 5.796%
APR 5.892%

7/1 ARM

Shorter Term
Rate 5.918%
APR 6.118%

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