--- title: Find Your Missing Money — Cheaply and Easily description: State treasuries and other agencies are holding billions in unclaimed assets. Here's how you can find unclaimed funds and missing money. authors: - name: timestaff url: https://money.com/author/timestaff/ articles: 459 covers: - Personal Finance - Banking - Career Advice - Credit - Credit Cards - Housing - Identity Theft - Insurance - Investing - Lifestyle - Loans - Mortgages - Professional Services - Retirement - Shopping - Taxes former_staff: true published: '2010-10-05T00:16:27.000Z' modified: '2020-07-07T10:22:49.000Z' section: Personal Finance tags: - find money - find more money - find unclaimed funds - forgotten assets - hidden money - lost payments - lost pension - missing money - search for pension - unclaimed assets - unclaimed benefits - unclaimed funds word_count: 369 canonical: https://money.com/find-your-missing-money-cheaply-and-easily/ type: Article source: structured-blocks --- > **Disclosure:** We research all brands listed and may earn a fee from our partners. Research and financial considerations may influence how brands are displayed. Not all brands are included. [Learn more](https://money.com/page/disclaimer/). ![Find Your Missing Money — Cheaply and Easily](https://money.com/content.money.com/wp-content/uploads/2014/06/140601_money_gen_13.jpg?crop=0px%2C733px%2C4780px%2C2689px&resize=1012%2C569&quality=85&strip&ssl=1) It has a whiff of buried treasure about it: Somewhere out there are billions of dollars in unclaimed funds just waiting to be unearthed. And part of that money might be yours. State treasuries and other agencies are holding some $32.8 billion in unclaimed assets, including bank accounts, pensions, savings bonds, CDs, escrow accounts, insurance checks, 401(k) funds and more. While the question begs to be asked — who on earth would lose track of a CD, escrow account or \[deep puzzlement\] a 401(k)? — the more valuable point is that the consolidation of online databases has made it simpler for you to search for any loot you may have lost, says Noreen Perrotta, editor of *Consumer Reports Money Adviser*, which published an article this summer about [finding lost funds](http://www.consumerreports.org/cro/2010/08/how-to-find-forgotten-assets/index.htm). While so-called finder firms abound, don't bother with outside services, Perrotta advises. "They usually charge you a flat fee — and send you a list of items that are publicly available anyway." Some places to begin your treasure hunt (all free): - [Missing Money](http://www.missingmoney.com/): A consolidated list of unclaimed funds, based on information from more than 35 states - [National Association of Unclaimed Property Administrators](http://www.unclaimed.org/): Links to finding unclaimed funds in states not included in the Missing Money site - [Treasury Hunt](http://www.treasurydirect.gov/indiv/tools/tools_treasuryhunt.htm): A starting point for finding matured savings bonds and lost payments from government securities - [Pension Search](http://search.pbgc.gov/mp/): A government directory of more than 35,000 people owed money from closed private pension plans. For guidance in finding pension money from a plan that's still in operation, consult the Pension Benefit Guaranty Corp. publication "[Finding a Lost Pension](http://www.pbgc.gov/docs/finding_a_lost_pension.pdf)." - [National Registry of Unclaimed Retirement Benefits](https://www.unclaimedretirementbenefits.com/NRSearchSSN.aspx): Service for finding an old 401(k) plan Obviously, it's easiest to search for missing property under your own name and Social Security number. If you're trying to find the pension or life insurance benefit of, say, a deceased parent, it gets more complicated. You may need documents confirming the person's death and naming you executor of the estate. Transferring the title of ownership of the funds is another headache, warns Perrotta, who went through this process herself after a family member passed away. Tedious, yes, but it can be worth it. *Follow Money on Twitter at* [*https://twitter.com/money*](https://twitter.com/money)*.* ```json { "@context": "https://schema.org", "@graph": [ { "@type": "BreadcrumbList", "@id": "https://money.com/find-your-missing-money-cheaply-and-easily/#breadcrumb", "itemListElement": [ { "@type": "ListItem", "position": 1, "name": "Home", "item": "https://money.com" }, { "@type": "ListItem", "position": 2, "name": "Personal Finance", "item": "https://money.com/personal-finance/" }, { "@type": "ListItem", "position": 3, "name": "Money Management", "item": "https://money.com/money-management/" }, { "@type": "ListItem", "position": 4, "name": "Find Your Missing Money — Cheaply and Easily" } ] }, { "@type": "WebSite", "@id": "https://money.com/#website", "url": "https://money.com", "name": "Money", "publisher": { "@id": "https://money.com/#organization" } }, { "@type": "WebPage", "@id": "https://money.com/find-your-missing-money-cheaply-and-easily/#webpage", "url": "https://money.com/find-your-missing-money-cheaply-and-easily/", "name": "Find Your Missing Money — Cheaply and Easily", "isPartOf": { "@id": "https://money.com/#website" }, "datePublished": "2010-10-05T00:16:27.000Z", "mainEntity": { "@id": "https://money.com/find-your-missing-money-cheaply-and-easily/" }, "inLanguage": "en-US", "breadcrumb": { "@id": "https://money.com/find-your-missing-money-cheaply-and-easily/#breadcrumb" }, "dateModified": "2020-07-07T10:22:49.000Z" }, { "@type": "Article", "headline": "Find Your Missing Money — Cheaply and Easily", "articleSection": "Personal Finance", "image": [ { "@type": "ImageObject", "url": "https://img.money.com/2014/06/140601_money_gen_13.jpg?quality=85", "width": 4780, "height": 3540 } ], "author": [ { "@type": "Person", "name": "timestaff", "url": "https://money.com/author/timestaff/", "@id": "https://money.com/author/timestaff/#author" } ], "publisher": "https://money.com/#organization", "datePublished": "2010-10-05T00:16:27.000Z", "description": "State treasuries and other agencies are holding billions in unclaimed assets. 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