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Personal finance from around the Web:

  • Banks 1, Consumers 0? Many in Washington are crying foul after this morning's buzz about a bipartisan compromise in the Senate Committee on Banking which would nix a proposed independent consumer finance agency by incorporating it into the Fed. [Bloomberg]
  • Social Security saviors: your wife, sister-in-law and daughter could all be keeping this payout alive for the next generation. [Economix]
  • From pancakes and sausages to a Bahamanian cruise: You can get a lot of free stuff for showing up on your birthday, or by joining a company mailing list. [Generation X Finance]

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