--- title: Some Social Security Recipients Will Get Paid Twice This Month description: SSI recipients will receive two December payments due to holiday scheduling, plus a 2.8% COLA increase boosting benefits heading into 2026. authors: - name: Liliana Hall role: Reporter url: https://money.com/author/liliana-hall/ bio: Liliana Hall joined Money in 2025. She is an Austin-based reporter for Money, where she covers a range of topics, including financial news, policy, banking, investing, passive income, financial planning and student loan debt. education: University of Texas at Austin at_money_since: 2025 articles: 134 covers: - Retirement - Banking - Business - Career Advice - Credit - Credit Cards - Debt - Economy and Politics - Education - Health and Wellness - Housing - Insurance - Investing - Lifestyle - Loans - Mortgages - Personal Finance - Pets - Shopping - Taxes social: - https://x.com/lilihallllllll - https://www.linkedin.com/in/liliana-hall/ editors: - name: Katherine Peach role: Associate Editor url: https://money.com/author/katherine-peach/ bio: Katherine Peach is an associate editor with a focus on news and email at Money. She didn’t always intend to write about money. She’s a classically trained pianist who dreamed of becoming an archaeologist. However, in 2007 Katherine began working in financial publishing as an editor for Agora Inc. (Apparently, unearthing ideas about improving your personal finances isn’t such a bad career alternative!) Katherine’s writing and editing work has been featured in Investing Daily, Clever, Investor Junkie, The Palm Beach Letter, Truth & Plenty, Independence Monthly, NICHE, AmericanStyle, AntiqueWeek, Millennial Money, Money Done Right, TheStreet, Sure Dividend and many others. Katherine holds a Bachelor of Arts in Ancient Studies with concentrations in Archaeology and Ancient Languages and a minor in Literature from the University of Maryland, Baltimore County. She is a member of Phi Beta Kappa. education: University of Maryland, Baltimore County at_money_since: 2025 articles: 14 covers: - Retirement - Banking - Career Advice - Credit - Credit Cards - Debt - Economy and Politics - Education - Federal Reserve Rate Cuts - Health and Wellness - Housing - Identity Theft - Insurance - Investing - Lifestyle - Loans - Mortgages - Personal Finance - Professional Services - Shopping - Taxes published: '2025-12-02T15:48:54.000Z' modified: '2025-12-02T15:48:54.000Z' section: Retirement tags: - News word_count: 633 canonical: https://money.com/ssi-double-payment-december/ type: NewsArticle source: structured-blocks --- > **Disclosure:** We research all brands listed and may earn a fee from our partners. Research and financial considerations may influence how brands are displayed. Not all brands are included. [Learn more](https://money.com/page/disclaimer/). ![Photo collage of a two social security card and two stimulus checks](https://img.money.com/2025/12/News-Social-Security-COLA-Doble-Payments.jpg) If you receive Supplemental Security Income, or SSI, you’ll see two payments hit your account this December. Unfortunately, this isn’t a holiday bonus — it’s the result of how the Social Security Administration times its [payments](https://money.com/social-security-ends-paper-checks-sept-30/). The second deposit is January’s benefit arriving a day early because New Year’s Day is a federal holiday. December's later payment will also include [2026’s cost-of-living adjustment, or COLA](https://money.com/social-security-cola-2026-announced/). This means it will be about 2.8% larger than the check received at the start of the month. For the average retiree receiving Social Security, that works out to roughly $56 extra per month. About [70 million Americans receive Social Security retirement benefits](https://www.ssa.gov/OACT/ProgData/icpGraph.html?utm_source=chatgpt.com), while roughly 8 million receive disability insurance. Around [7 million](https://www.ssa.gov/policy/docs/quickfacts/stat_snapshot/) receive SSI, a program designed to help folks with limited income and resources who are blind, disabled or age 65 and older. Some people receive both SSI and Social Security. The 2.8% [COLA](https://money.com/retiree-fears-tariffs-inflation-cola/) increase applies across all these programs, giving millions a small bump on and after Dec. 31. ## Protect your retirement with a Reverse Mortgage ### If you are over 62, a Reverse Mortgage from Longbridge Financial (NMLS# 957935) can help you take care of expenses or even invest in things that will improve your quality of life. Click on your state to learn more. [Learn More](https://money.com/pr/s978d3010185?ap_referrer=%2Fssi-double-payment-december%2F) ## When will you get your SSI check in December? If you receive SSI benefits, you probably know by now that payments typically arrive on the first of the month. For December, the first SSI payments are scheduled to go out on Dec. 1, according to the Social Security Administration’s [payment schedule](https://www.ssa.gov/pubs/EN-05-10031-2025.pdf?ftag=MSFd61514f). However, the SSA shifts the benefit date whenever the first of the month falls on a weekend or federal holiday, which means January's payment is pushed to Dec. 31 this year. This doesn't change how much SSI beneficiaries receive for January's payment; it just means payments land a day early due to New Year's Day. This isn't an unusual circumstance unique to December. In 2025, SSI recipients received two checks due to the first day of the following month falling on a weekend in May, August and October. In [2026](https://www.ssa.gov/pubs/EN-05-10031-2026.pdf), a similar situation where SSI recipients receive two checks will occur in July, October and December. ## Upcoming SSI payment schedule Here's how the SSI payment calendar plays out for the [rest of 2025](https://www.ssa.gov/pubs/EN-05-10031-2025.pdf?ftag=MSFd61514f) and [2026](https://www.ssa.gov/pubs/EN-05-10031-2026.pdf), according to the SSA's benefit payment calendar: - Dec. 1, 2025: Regular payment for December - Dec. 31, 2025: Early payment for January (due to New Year's Day) - Jan. 30, 2026: Early payment for February (Feb. 1 falls on a Sunday) - Feb. 27, 2026: Early payment for March (March 1 falls on a Sunday) - April 1, 2026: Regular payment for April - May 1, 2026: Regular payment for May - June 1, 2026: Regular payment for June - July 1, 2026: Regular payment for July - July 31, 2026: Early payment for August (Aug. 1 falls on a Saturday) - Sept. 1, 2026: Regular payment for September - Oct. 1, 2026: Regular payment for October - Oct. 30, 2026: Early payment for November (Nov. 1 falls on a Sunday) - Dec. 1, 2026: Regular payment for December - Dec. 31, 2026: Early payment for January (due to New Year's Day) ## Social Security payment schedule for December If you receive both SSI and Social Security benefits, your [Social Security payment](https://money.com/social-security-check-this-month/) will still follow the regular [monthly schedule](https://www.ssa.gov/pubs/EN-05-10031-2025.pdf?ftag=MSFd61514f) for December, which is generally based on your birthdate. There are exceptions for folks who started receiving benefits before May 1997. This group can expect SSI on Dec. 1 and Social Security benefits on Dec. 3. If your birthday falls between the first and 10th day of the month, you'll receive your benefit on Dec. 10. If your birthday falls between the 11th and the 20th, you'll receive your payment on Dec. 17. And beneficiaries with birthdays between the 21st and 31st will get their checks on Dec. 24. ## A Reverse Mortgage can unlock the equity in your home for a more secure retirement ### Work with a licensed Finance of America (NMLS# 2285) representative today. [Get Started](https://money.com/pr/ucc329b181d0?ap_referrer=%2Fssi-double-payment-december%2F) ![](https://s3.consumersadvocate.org/prd/image/image/39553/medium_d01d803f-1110-4310-8997-bada342c27e4.webp) Get the most out of your Reverse Mortgage with Finance of America (NMLS# 2285) [Learn More](https://money.com/pr/ed1a928f8683?ap_referrer=%2Fssi-double-payment-december%2F) ```json { "@context": "https://schema.org", "@graph": [ { "@type": "BreadcrumbList", "@id": "https://money.com/ssi-double-payment-december/#breadcrumb", "itemListElement": [ { "@type": "ListItem", "position": 1, "name": "Home", "item": "https://money.com" }, { "@type": "ListItem", "position": 2, "name": "Retirement", "item": "https://money.com/retirement/" }, { "@type": "ListItem", "position": 3, "name": "Social Security", "item": "https://money.com/social-security/" }, { "@type": "ListItem", "position": 4, "name": "Some Social Security Recipients Will Get Paid Twice This Month" } ] }, { "@type": "WebSite", "@id": "https://money.com/#website", "url": "https://money.com", "name": "Money", "publisher": { "@id": "https://money.com/#organization" } }, { "@type": "WebPage", "@id": "https://money.com/ssi-double-payment-december/#webpage", "url": "https://money.com/ssi-double-payment-december/", "name": "Some Social Security Recipients Will Get Paid Twice This Month", "isPartOf": { "@id": "https://money.com/#website" }, "datePublished": "2025-12-02T15:48:54.000Z", "mainEntity": { "@id": "https://money.com/ssi-double-payment-december/" }, "inLanguage": "en-US", "breadcrumb": { "@id": "https://money.com/ssi-double-payment-december/#breadcrumb" }, "dateModified": "2025-12-02T15:48:54.000Z" }, { "@type": "NewsArticle", "headline": "Some Social Security Recipients Will Get Paid Twice This Month", "articleSection": "Retirement", "image": [ { "@type": "ImageObject", "url": "https://img.money.com/2025/12/News-Social-Security-COLA-Doble-Payments.jpg", "width": 2189, "height": 1459, "caption": "News-Social-Security-COLA-Doble-Payments" } ], "author": [ { "@type": "Person", "name": "Liliana Hall", "url": "https://money.com/author/liliana-hall/", "@id": "https://money.com/author/liliana-hall/#author", "description": "Liliana Hall joined Money in 2025. She is an Austin-based reporter for Money, where she covers a range of topics, including financial news, policy, banking, investing, passive income, financial planning and student loan debt.", "image": "https://img.money.com/2025/03/Hall_headshot.jpg?quality=85&w=640&h=640&crop=1", "email": "liliana.hall@money.com", "jobTitle": "Reporter", "alumniOf": "University of Texas at Austin", "sameAs": [ "https://x.com/lilihallllllll", "https://www.linkedin.com/in/liliana-hall/" ], "worksFor": { "@id": "https://money.com/#organization" } } ], "publisher": "https://money.com/#organization", "datePublished": "2025-12-02T15:48:54.000Z", "description": "SSI recipients will receive two December payments due to holiday scheduling, plus a 2.8% COLA increase boosting benefits heading into 2026.", "abstract": "SSI recipients will receive two December payments due to holiday scheduling, plus a 2.8% COLA increase boosting benefits heading into 2026.", "@id": "https://money.com/ssi-double-payment-december/", "inLanguage": "en-US", "dateModified": "2025-12-02T15:48:54.000Z", "editor": [ { "@type": "Person", "name": "Katherine Peach", "url": "https://money.com/author/katherine-peach/", "@id": "https://money.com/author/katherine-peach/#author", "description": "Katherine Peach is an associate editor with a focus on news and email at Money. She didn’t always intend to write about money. She’s a classically trained pianist who dreamed of becoming an archaeologist. However, in 2007 Katherine began working in financial publishing as an editor for Agora Inc. (Apparently, unearthing ideas about improving your personal finances isn’t such a bad career alternative!)\r\n\r\nKatherine’s writing and editing work has been featured in Investing Daily, Clever, Investor Junkie, The Palm Beach Letter, Truth & Plenty, Independence Monthly, NICHE, AmericanStyle, AntiqueWeek, Millennial Money, Money Done Right, TheStreet, Sure Dividend and many others.\r\n\r\nKatherine holds a Bachelor of Arts in Ancient Studies with concentrations in Archaeology and Ancient Languages and a minor in Literature from the University of Maryland, Baltimore County. She is a member of Phi Beta Kappa.", "jobTitle": "Associate Editor", "alumniOf": "University of Maryland, Baltimore County", "worksFor": { "@id": "https://money.com/#organization" } } ], "wordCount": 633, "keywords": [ "News" ], "about": [ { "@type": "Thing", "name": "Retirement", "sameAs": [ "https://en.wikipedia.org/wiki/Retirement" ] }, { "@type": "Thing", "name": "Social Security (United States)", "sameAs": [ "https://en.wikipedia.org/wiki/Social_Security_(United_States)" ] } ] } ] } ```