Many Americans aren't saving for retirement, but those who are making a real effort are tantalizingly close to hitting their mark.

A financial adviser explains that to maximize income, you need the right kinds of investment accounts, not just the right investments.

Retirement plans are doing it all wrong, says Robert Merton. He ought to know. His hedge fund nearly brought the down the global economy.

To get the most out of your retirement savings, put the right amount in and take the right steps at all stages of life. Here's some advice to follow, whether you're just starting out or further down your career path.

Many companies and their workers still ignore the risks of holding employer stock in 401(k)s. That's about to change.

Many employers and employees ignore the risks of holding company stock in 401(k)s. Not for much longer.