Q: I'm 64 and retired. My wife is 54 and still working, but I’m asking her to join me in retirement. We have about $1 million in savings, with about half in an IRA and...

Q: I've followed your advice and gotten three bids from different contractors who want to do my project. Now what? Do I just hire the one with the best price? A: Those bids can tell...

Q: Should I refinance my mortgage? I can drop my current rate by half a point. A: Mortgage rates, though still close to the 19-month low set in mid-January, have recently started inching up. The...

Q: I have a substantial amount of tax-loss carry forwards, but all of my net worth is now in tax-deferred accounts, such as my 401(k). I am 68 years old and don’t expect any large...

Q: I'm hoping to sell my house in the spring, and I'm told the place could use some freshening before I put it on the market. I don't have the budget to fix everything, so...

Q: “How do I go about dropping my Medicare Part B plan? I have health care through the VA so I really don’t need it.”—Jerry Breier A: Wait! Don't drop that coverage... "If you are...