Quick—what's a synonym for "individual investor?" If the first answer to come to your mind was, say, "greater fool" or "stockbroker patsy," you will very much enjoy the latest book from financial journalist Jason Zweig:...

Q: Do required minimum distributions from an IRA have to be in cash? Or can I transfer a stock valued for that amount on that day to a taxable account — and therefore not have...

Q: With the current state of the stock market, should I be putting more 401(k) money into stocks, bonds, or short-term assets? I have lost $7,000 this year alone and I don't want this trend...

The trick is to make sure you are in the market right now—as in today.

By holding ground in tough markets, you have a shot at bigger gains in the long run.

When the market drops, you need a portfolio that can handle some shocks—and won't scare you into selling.