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WHY IT WINS: Webster comes out ahead in New England with four checking accounts that waive the monthly fee with a balance of $4,000. It rates above average in J.D. Power’s customer service ranking of banks in the Northeast. Webster also offers a free checking account for students that reimburses up to four outside ATM fees per month.

CAVEAT: Interest rates on Webster’s savings and checking accounts are below regional averages.

BRANCHES: 176 in four states.

STANDOUT CHECKING:

WebsterOne Relationship Checking
• Maintenance fee: $16.95, waived with a $4,000 monthly combined balance.
• Outside ATM fee: $0
• Interest: 0.01%