Pentagon Federal Credit Union (PenFed)
![](https://money.com/wp-content/uploads/2016/10/11_16_credit-unions-anywhere-pentagon-federal-credit-union.png?quality=60&w=600)
Branches: 32 in 10 states (Fla., Ga., Va., N.C., Hawaii, Md., Texas, Tenn., N.Y., Neb.) plus D.C., Puerto Rico, Guam, Japan and Portugal. Three more branches, including two in New Mexico, are set to open next month.
How to Join: Make a one-time $14 donation to Voices for America's Troops, or a $15 gift to the National Military Family Association.
Key Fact: With only $1,000, you can open a one-year CD that pays a relatively generous 1.21% yield.
For more info: penfed.org