Q: We work on a lot of team projects in my job, and there's always one—or more—people who just phone it in and coast on everybody else's hard work. Short of complaining to our supervisor,...

Q: What's the best thing to do with my HSA funds when I retire and go on Medicare? Are there any rules that say I need to spend it since I won't have a high-deductible...

Q: I wanted to know what your take is on “pain letters.” I have been reading up on career advice, and I ran across an article that recommended junking cover letters and resumes for “pain...

Q. I'll be 62 in December of 2016, and my husband will be 66 in September of 2016. We thought we had our Social Security claiming strategy all locked up until Congress changed the law...

Q: How do I invest a $500,000 inheritance? I am 67 and seek to optimize my return to 5% while safeguarding the principle for my later years or beneficiaries. I already have some annuities that...

Q: My dad passed away last month. In today's world of identify theft, do I need to notify the credit agencies of his passing so no one can open credit in his name? —Patty, New...