Q: I have student loans, credit card debt, and a car loan. What’s the best strategy for paying them all off? A: Rather than making payments at random, be strategic: Pick one debt to focus...

Q: How can I put aside more money for emergencies? A: To make building a rainy-day fund easier, automate it, just as you do with retirement savings, says Kansas City, Mo., financial planner Tyler Landes....

Q: My job does not offer a 401(k). I contribute the max to a Roth IRA. What other types of accounts or investments should I use to increase my retirement savings? — Susan in North...

Q: I’m saving enough to get my 401(k) match. What more should I do to save for retirement? A: “Maxing out the match is a great start, but it’s not enough,” says Timothy J. LaPean,...

Q: I need help sticking to a budget. What can I do to get my spending under control?  A: One proven method: Pay in cash. “It hurts more than plastic, and there is a...

Q: Since I got promoted, the extra work has been a strain. How do I balance my time? A: Find ways to claw back some time, says Laura Vander­kam, a time­-use expert in Philadelphia. “If...