Q: My handyman gives me a discount if I pay in cash, and my tree guy asks me to make a check out to him personally. I assume neither one is claiming the income on...

Q: My employer's 401(k) plan considers me a "highly compensated" employee and caps my contribution at a measly 5%. I know I am not saving enough for retirement. What are the best options to maximize...

Q: Investment web sites such as Yahoo list one-year price targets for stocks. How often are these correct? — Hal A: Simply put, these numbers are based on where analysts collectively think a stock will...

Q: I am interviewing for a new job. I hope to start a family soon. When is it ok to ask about a company's maternity leave policy? A: Family leave policies have been getting a...

Q: My wife and I had an appointment with Social Security today—she is 72, and I just turned 62. I know my benefits will be reduced by filing early at 62 but doing so would...

Q: What is the best investment gift that I can give to my 19-month-old granddaughter? – L. Gutierrez A: Whether you have $100 to give or $10,000, the best investment gift for a young grandchild...