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Published: Dec 16, 2020 5 min read
Chris Gash for Money

As the year winds down, it's time to look to the future — the distant one, where you're a carefree retiree kicking back on the beach with a margarita in hand.

Though that may still be a ways off, you can take action now to make sure you get there. Specifically, there are a handful of retirement moves you need to make before Dec. 31. Not only is this the perfect opportunity to make sure you're on track to reach your goals, but there's also a deadline you must meet.

"It's always important to use this end-of-year milestone and take advantage of anything left that you can do in 2020 and set yourself up for 2021," says Tyler End, a certified financial planner and founder of Retirable.

The 401(k) contribution deadline is Dec. 31