--- title: Most Americans Are Losing Sleep Over Money Concerns description: Even with a relatively stable U.S. economy, 65% of all Americans are losing sleep over their finances — a mere 4% less than in 2009 authors: - name: Julia Zorthian url: https://money.com/author/julia-zorthian/ at_money_since: 2017 articles: 13 covers: - Insurance - Business - Housing - Lifestyle - Personal Finance - Shopping - Taxes - Technology social: - https://x.com/jzorth former_staff: true published: '2017-04-20T20:56:36.000Z' modified: '2024-04-17T05:42:15.000Z' section: Insurance tags: - 401(k) Savings - affordable healthcare act - Healthcare - looking forward - Obamacare - onetime - Retirement word_count: 236 canonical: https://money.com/americans-insomnia-health-care-insurance-costs/ type: Article source: structured-blocks --- > **Disclosure:** We research all brands listed and may earn a fee from our partners. Research and financial considerations may influence how brands are displayed. Not all brands are included. [Learn more](https://money.com/page/disclaimer/). ![americans finance awake at night healthcare insurance retirement savings](https://img.money.com/2017/04/americans-finance-awake-at-night-healthcare-insurance-retirement-savings.jpg) Even with a relatively stable U.S. economy, most Americans are losing sleep over their finances — a mere [4% less than in 2009](http://www.cbsnews.com/news/biggest-money-worries-keeping-americans-up-at-night/) during the Great Recession. A new report by CreditCards.com shows money is [keeping 65% of Americans awake at night](http://www.creditcards.com/credit-card-news/losing-sleep-money-worries-poll.php), with health care or insurance costs beating [retirement savings](https://money.com/topic/ultimate-retirement-guide/) as the primary source of [anxiety](https://time.com/4573307/donald-trump-white-rage/) for the first time in a decade. That number is up 3 percentage points since 2015, according to CreditCards.com. The survey found 38% of respondents said that healthcare and insurance bills are making them restless at night — followed by saving for retirement, which has been the number one source of economic-induced insomnia since 2007. Stress about healthcare costs have risen 9% in the past year, amidst the [Republican Party's promises](https://time.com/4713131/obamacare-near-death-ahca-failure-health-care-donald-trump/) to [repeal and replace the Affordable Care Act](http://time.com/4712883/ahca-paul-ryan-donald-trump-no-vote-obamacare/?xid=homepage), an effort that didn't make it to a House vote earlier this year. Pollsters surveyed 1,000 people over the phone between April 6 and 9. High tuitions and student loans are also a major source of stress with 34% of respondents losing sleep over educational costs. “People lose sleep when things feel out of control,” Matt Schulz, Creditcards.com senior industry analyst, in a statement. “Take back some of that control by taking action. Even small moves like making a budget, selling something of value or trimming expenses can make you feel empowered and help you sleep more peacefully at night.” ```json { "@context": "https://schema.org", "@graph": [ { "@type": "BreadcrumbList", "@id": "https://money.com/americans-insomnia-health-care-insurance-costs/#breadcrumb", "itemListElement": [ { "@type": "ListItem", "position": 1, "name": "Home", "item": "https://money.com" }, { "@type": "ListItem", "position": 2, "name": "Insurance", "item": "https://money.com/insurance/" }, { "@type": "ListItem", "position": 3, "name": "Health Insurance", "item": "https://money.com/health-insurance/" }, { "@type": "ListItem", "position": 4, "name": "Most Americans Are Losing Sleep Over Money Concerns" } ] }, { "@type": "WebSite", "@id": "https://money.com/#website", "url": "https://money.com", "name": "Money", "publisher": { "@id": "https://money.com/#organization" } }, { "@type": "WebPage", "@id": "https://money.com/americans-insomnia-health-care-insurance-costs/#webpage", "url": "https://money.com/americans-insomnia-health-care-insurance-costs/", "name": "Most Americans Are Losing Sleep Over Money Concerns", "isPartOf": { "@id": "https://money.com/#website" }, "datePublished": "2017-04-20T20:56:36.000Z", "mainEntity": { "@id": "https://money.com/americans-insomnia-health-care-insurance-costs/" }, "inLanguage": "en-US", "breadcrumb": { "@id": "https://money.com/americans-insomnia-health-care-insurance-costs/#breadcrumb" }, "dateModified": "2024-04-17T05:42:15.000Z" }, { "@type": "Article", "headline": "Most Americans Are Losing Sleep Over Money Concerns", "articleSection": "Insurance", "image": [ { "@type": "ImageObject", "url": "https://img.money.com/2017/04/americans-finance-awake-at-night-healthcare-insurance-retirement-savings.jpg", "width": 5700, "height": 3800, "caption": "americans finance awake at night healthcare insurance retirement savings" } ], "author": [ { "@type": "Person", "name": "Julia Zorthian", "url": "https://money.com/author/julia-zorthian/", "@id": "https://money.com/author/julia-zorthian/#author", "email": "julia.zorthian@timeinc.com", "sameAs": [ "https://x.com/jzorth" ] } ], "publisher": "https://money.com/#organization", "datePublished": "2017-04-20T20:56:36.000Z", "description": "Even with a relatively stable U.S. economy, 65% of all Americans are losing sleep over their finances — a mere 4% less than in 2009", "abstract": "Even with a relatively stable U.S. economy, 65% of all Americans are losing sleep over their finances — a mere 4% less than in 2009", "@id": "https://money.com/americans-insomnia-health-care-insurance-costs/", "inLanguage": "en-US", "dateModified": "2024-04-17T05:42:15.000Z", "wordCount": 236, "keywords": [ "401(k) Savings", "affordable healthcare act", "Healthcare", "looking forward", "Obamacare", "onetime", "Retirement" ], "about": [ { "@type": "Thing", "name": "Insurance", "sameAs": [ "https://en.wikipedia.org/wiki/Insurance" ] }, { "@type": "Thing", "name": "Health insurance in the United States", "sameAs": [ "https://en.wikipedia.org/wiki/Health_insurance_in_the_United_States" ] } ] } ] } ```