NCIS's Tony DiNozzo, played by Michael Weatherly, grew up in a wealthy background. DiNozzo has a spending problem, which is a problem because he earns a government salary and never really learned how to live within his means. We recommend he create a budget based on how much he actually earns. He should allocate a certain amount of money for rent, car payments, and health insurance, and save some to create an emergency fund. He should also think about investing so that his money grows into the future.