Q: We have a 401(k) retirement account and would like to begin withdrawing money so that our RMDs are smaller at age 70 ½. My wife is 61 and I am only 58 years old....

You may need a lifestyle reset now.

Some young workers are getting the wrong message.

Q.: My employer automatically enrolled me in the company 401(k) retirement plan and put 100% of my money into a target-date fund. Is this safe? What exactly is it? A.: Not to worry. These days...

Only half of workers believe they are building a big enough nest egg.

Workers can lose out on dollars in their retirement plans when they change jobs.