Q: I am 72 years old and subject to mandatory IRA withdrawals. I don’t need all the money for my expenses. What should I do with the leftover money? Jay Kahn, Vienna, VA. A: You’re...

Q: Can I negotiate the cost of a home improvement project? I feel like these guys all really want my business, but I don’t want to anger anyone by suggesting they lower their bids. A:...

Q. I have spoken with seven people at the Social Security Administration and gotten five different answers to my question. I want to draw Social Security from my ex-husband of 30 years at my present...

Q: My wife and I have no heirs. Our home is worth about $700,000 and nearly paid off. We’re thinking of taking a reverse mortgage at retirement. How does this work, how much could we...

Q: My grandson just bought his first home. He’s excited about putting in some sweat equity, but he has no tools because he’s always lived in an apartment. I’d like to surprise him with a...

Q: I retired in 2009 to care for an ailing parent who has since passed away. I took Social Security at age 62, when the law allowed claimants to pay back their Social Security and...