Financial planner Cary Carbonaro has two important pieces of advice.

Many workers saving in 401(k)s and IRAs end up in high-cost funds that erode their returns.

Eligibility rules penalize part-time workers, who tend to be female.

Q. I just got off the phone with Social Security, and they are telling me that the file-and-suspend strategy will be eliminated in six months. Would you please clarify this for me? — Pat A....

These 10 questions will test your money savvy and common sense.

Financial advisers share a rule of thumb for determining how your investments should be divided up.