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Here's One Good Reason To Borrow From Your 401(k)

Q: Should I use my 401(k) for a down payment on a house? A: Let’s start wit...
Q: Should I use my 401(k) for a down payment on a house? A: Let’s start with the obvious. It’s rarely a good idea to borrow from your retirement plan. One major drawback is that...

How to Stop Your Coworkers' Most Annoying Habit

Q: My team was giving a presentation recently, and half the people in the r...
Q: My team was giving a presentation recently, and half the people in the room were checking their cell phones or texting at some point—even my boss. This happens all the time. What can I...

How to Find a Mortgage When Your Credit is Bad

Q: "What's the fastest or easiest way to rebuild my credit? I want to buy a...
Q: "What's the fastest or easiest way to rebuild my credit? I want to buy a house, and I can't get approved." —Tracy, Fargo, N.D. A: “The bad news is you really do need a...

How to Never Do Laundry in the Basement Again

Q: I'm sick of doing laundry in the basement. But we can't afford one of th...
Q: I'm sick of doing laundry in the basement. But we can't afford one of these major laundry room remodels. Is there an affordable way to get the washer and dryer upstairs? A: That depends,...

Can Rental Income Save Your Retirement?

Q: Is rental income a good way to diversify my retirement portfolio? A: For...
Q: Is rental income a good way to diversify my retirement portfolio? A: For some people, yes. “Rental property can provide another stream of income, a hedge against inflation if rental prices rise and an...

The Best Yard Tools for Your Money

Q: We just moved out of the city and are gearing up for our first yard work...
Q: We just moved out of the city and are gearing up for our first yard work. How do we decide what type of lawnmower, hedge-trimmer, leaf blower, and other machines to buy? Our options...

The Best Way to Give Your Grandkid Cash for College

Q: "My wife and I will soon be first-time grandparents and would like to ma...
Q: "My wife and I will soon be first-time grandparents and would like to make monthly investments for our grandson. What are the benefits and limitations of 529 plans? We live in N.Y., but our...

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