Q: My wife and I want to help our daughter pay off her student loans. Will that trigger the gift tax? If so, is there any way to avoid it? A: You should be able...

Q: My spouse died 20 years ago. Am I able to get survivor benefits at this later date? – Keith A: Yes. Assuming you qualify for Social Security survivor benefits, there is no requirement that...

Q: I have just read your article on 5 Ways to Lower Your Tax Bill in Retirement. I would like someone to review my financial situation and outline a plan forward. I have a financial...

[Editor's note: This post was updated, and a correction appended below, on February 7, 2017.] Q: Is municipal bond interest counted towards your modified adjusted gross income? I’m confused and need to know how munis...

Q. My husband (age 70) just started collecting his Social Security. I started mine at 62, and am now 68. I was told when he started collecting that I would get an additional spousal benefit...

Q: I want to convert my traditional IRA to a Roth. I’m 62, receive a military pension, and have not started receiving Social Security. I file jointly with my wife, who has no income, and...