---
title: The Hidden Upside to Living With Mom and Dad
description: Recent college grads may not think living with mom and dad is a good option, but living at home has its advantages.
authors:
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    url: https://money.com/author/turner-cowles/
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published: '2015-07-28T14:23:16.000Z'
modified: '2024-04-16T06:18:52.000Z'
section: Lifestyle
tags:
  - Christine Romans
  - college debt
  - Family
  - living at home
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  - Savings
  - student debt
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word_count: 106
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![Living with Parents](https://img.money.com/2015/07/living-with-parents.png)

CNN's Christine Romans thinks it's the perfect solution. If you've just graduated from college, there's a good chance you've got at least a little bit of debt. Romans advises you to take a year at home to save up money, start paying off your loans, and get on your feet financially. But don't stay forever, she says. Make a plan – you can even sign a contract – with your parents on what responsibilities you'll take on, and how you plan to be out of the house before two years are up.

*Read next: [Why Millennials Are Better Off Waiting 10 Years to Buy a Home](https://money.com/buying-house-millennials-delay/)*

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