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It sounds too good to be true, no more legit than some pleading email from a Nigerian Prince requesting a "small sum" of $15,000. But it is. If you had a baby on Oct. 19, 2015, you are eligible for a free, no-strings attached $500 mutual fund.
Part of a promotion from the financial advice company Voya, parents with lucky babies born on that day have until Dec. 18, 2015 to enroll their kids to cash in.
The date of Oct. 19 is a little random, but not for the reasons you might think. Though you'd probably never know it, it's the Monday of "National Save for Retirement Week," which isn't something I just made up.
To drive their point home about saving further, Voya commissioned a survey, which found that around a third of new parents would rather receive a financial gift for their kids than a "traditional" present. But unless the kids are given cool adult toys, that's not so surprising. And it certainly never hurts to start saving early!