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Lauren Greutman, financial blogger, @iamthatlady

Financial blogger Lauren Greutman understands how it feels to be in debt—she's been there herself. She has three tips on how to ease yourself out of debt:

Give yourself time to make a budget: Take your time when making a budget. Figure out how you spend your money, where you can improve, and what you can cut back on.

Only spend on things you value: Put your money toward things that are important to you.

Discuss finances together: Make sure to be on the same page, financially, with your significant other. This will help ease any debt issues and bring you closer.