---
title: 3 Things To Do If You're Drowning in Debt
description: Financial blogger Lauren Greutman gives good advice from her own experience.
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    former_staff: true
published: '2015-11-23T16:46:23.000Z'
modified: '2015-11-23T16:46:23.000Z'
section: Loans
tags:
  - Budgeting
  - Debt
  - everyday money
  - finance
  - Financial Planning
  - lauren greutman
  - Money
  - video
word_count: 102
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type: Article
source: structured-blocks
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![Lauren Greutman, financial blogger, @iamthatlady](https://img.money.com/2015/11/151123_em_laurengreutman_grab_1.png)

Financial blogger Lauren Greutman understands how it feels to be in debt—she's been there herself. She has three tips on how to ease yourself out of debt:

**Give yourself time to make a budget:** Take your time when making a budget. Figure out how you spend your money, where you can improve, and what you can cut back on.

**Only spend on things you value:** Put your money toward things that are important to you.

**Discuss finances together:** Make sure to be on the same page, financially, with your significant other. This will help ease any debt issues and bring you closer.

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