Q. Does the family maximum benefit (FMB) apply only to one spouse’s individual’s work history or to both spouses in a family? That is, assume two high-earning spouses both delay claiming a benefit till, say,...

Q: I am leaning toward buying individual bonds and creating a bond ladder instead of a bond fund for my retirement portfolio. What are the pros and cons?—Roy Johnson, Troy, N.Y. A: If you’re worried...

Q: I’ve been dreaming of granite countertops for years, but now that I'm finally planning my kitchen redo, I’m seeing “quartz” in all the showrooms. What exactly is it, and should I use it instead?...

Q: "I inherited quite a large stamp collection. I am sure there are a few valuable ones in there, but aside from quitting my job to spend eight hours a day sorting through them one...

Q: "Can I collect unpaid child support from my ex-husband's Social Security?" — Carol A: That depends on the kind of benefit your ex receives. If it's Supplemental Security Income (SSI), you're out of luck....

Q: Is there a benefit to taking profit on a stock that has done well over several years? It was $24 when we bought it and is $64 now. We will be in the lowest...