--- title: Elite Home Warranty Review description: Elite Home Warranty offers customizable home warranty plans and extensive optional coverage. Here’s our review of its plans, pricing and services. authors: - name: Edgar J. Nieves role: Writer url: https://money.com/author/edgar-nieves/ bio: Edgar Nieves is a former staff writer at Money who led the home warranty content since 2020. As a homeowner, he understood the challenges of maintaining a house and how unforeseen expenses can impact budgets. Edgar dedicated thousands of hours to researching the home warranty industry to help readers find the best options for their homes and needs. education: Masters in Caribbean Literature, University of Puerto Rico at_money_since: 2020 articles: 49 covers: - Housing - Business - Career Advice - Credit - Health and Wellness - Identity Theft - Investing - Loans - Mortgages - Personal Finance - Pets - Professional Services - Shopping - Technology social: - https://www.linkedin.com/in/edgar-j-nieves-/ former_staff: true editors: - name: Taína Cuevas role: Lead Editor, Credit and Credit Cards url: https://money.com/author/taina-cuevas/ bio: Taína Cuevas is a former managing editor at Money, where she specialized in consumer credit, credit cards, and product reviews. She also oversaw Money's financial product compliance department, ensuring the publication provided up-to-date and accurate information. education: Franklin University Switzerland at_money_since: 2018 articles: 27 covers: - Housing - Banking - Business - Career Advice - Credit - Credit Cards - Debt - Health and Wellness - Identity Theft - Insurance - Investing - Lifestyle - Loans - Mortgages - Personal Finance - Pets - Professional Services - Shopping - Taxes - Technology former_staff: true published: '2024-01-09T17:48:29.000Z' modified: '2024-11-14T18:32:31.000Z' section: Housing word_count: 1418 canonical: https://money.com/elite-home-warranty-review/ type: Article source: structured-blocks --- > **Disclosure:** We research all brands listed and may earn a fee from our partners. Research and financial considerations may influence how brands are displayed. Not all brands are included. [Learn more](https://money.com/page/disclaimer/). ![Elite Home Warranty Review](https://money.com/content.money.com/wp-content/uploads/2024/01/Review-Elite-Home-Warranty.jpg?crop=0px%2C194px%2C2880px%2C1620px&resize=1012%2C569&quality=85&strip&ssl=1) * * * Elite Home Warranty offers comprehensive home warranty coverage in 46 states, and stands out for its customizable plans and extensive selection of optional items. A [home warranty](https://money.com/what-is-a-home-warranty/), like Elite’s, provides coverage for the repair or replacement of major home systems and appliances. It also offers financial protection against unexpected breakdowns, ensuring that homeowners can address issues without bearing the full cost of repairs. Below we review Elite Home Warranty’s coverage options, availability, and customer satisfaction, along with a comparison to key competitors. ## Table of Contents - [Elite Home Warranty Overview](#overview) - [Elite Home Warranty Services](#services) - [Elite Home Warranty Availability](#availability) - [Elite Home Warranty Credentials](#credentials) - [Elite Home Warranty’s Customer Satisfaction](#satisfaction) - [Elite Home Warranty Comparison](#comparison) - [Elite Home Warranty FAQs](#faqs) ### Multi-Year Discount Available ![See Details](https://s3.consumersadvocate.org/prd/image/image/38959/medium_9ab82288-0a61-408f-af90-21489928e889.webp) Our Partner [See Details](https://money.com/go/9b8f9f5c3a6a?bidid=4062286048&pmeta=p129-c630-u24914&ptid=665640503&ptoken=8597f3024c059442dba6ddd095fcde46) ### Industry Leader Since 1971 ![See Details](https://s3.consumersadvocate.org/prd/image/image/27065/medium_138ce830-f867-497c-bc24-55ce44aec57c.png) Our Partner [See Details](https://money.com/go/fc81e9eaae87?bidid=4062286046&pmeta=p129-c630-u24914&ptid=665640503&ptoken=2317bddf8aa1269d86df247e05ba9bbf) ### Choose Your Own Licensed Technicians ![See Details](https://s3.consumersadvocate.org/prd/image/image/23141/medium_990c16af-20bd-4bfc-9c45-194b8de6afc1.png) Our Partner [See Details](https://money.com/go/045b65d43c7d?bidid=4062286047&pmeta=p129-c630-u24914&ptid=665640503&ptoken=4c5967aec00c6b7c15aec0393208a77d) ### 24/7 Support Whenever Your Appliances Fail ![See Details](https://s3.consumersadvocate.org/prd/image/image/23417/medium_c0c25620-a515-4ecc-8ec1-81c2252e5099.webp) Our Partner [See Details](https://money.com/go/c9689176fc5c?bidid=4062286045&pmeta=p129-c630-u24914&ptid=665640503&ptoken=c0acd6849ffa2c46e02bc6749b2e8612) ## Elite Home Warranty Overview Founded in 2020, [Elite Home Warranty](https://money.com/pr/td92c3b51eb4?ap_referrer=https%253A%252F%252Fmoney.com%252Felite-home-warranty-review%252F) is a relatively new home warranty service provider headquartered in Brooklyn, New York. **Pros** - Ability to use your own technician - Option to choose $0 service fee - High coverage caps - Customizable plans **Cons** - Not available in California, Texas, Washington and Wisconsin. - Relatively new company with few years of experience ## Elite Home Warranty Services ### Elite Home Warranty plans and coverage Elite Home Warranty offers three standard coverage options: - Elite Appliances plan - Elite Systems plan - Elite Complete Elite Complete is the only plan that covers a combination of both home systems and appliances. The other two plans — Elite Appliance and Elite System — offer individual coverage for appliances or systems only respectively. In addition to its plans, Elite offers the option to create your own customized plan for the specific systems and appliances you want to cover. You can also include optional coverage for over 25 different items, such as generators, pools and guest houses. With Elite Home Warranty you can pick a service call fee of $70, $100 or $130. You can also choose a $0 service fee for an increased premium, an option that allows you to skip paying the fee on up to five claims per contract term. Here’s a breakdown of the systems and appliances that each Elite Home Warranty plan covers: | **Elite Appliances (Starts at $44.99/mo.*)** | **Elite Systems (Starts at $49.99/mo.*)** | **Elite Complete (Starts at $59.99/mo.*)** | | --- | --- | --- | | Refrigerator including ice maker and water dispenser Range Oven Cooktop Dishwasher Clothes washer Clothes dryer Built-in microwave Garbage disposal Ceiling fans | Air conditioning system Heating system Electrical system Plumbing system Plumbing stoppage Plumbing fixtures Water heater Garage door opener | Refrigerator including ice maker and water dispenser Range Oven Cooktop Dishwasher Clothes washer Clothes dryer Built-in microwave Garbage disposal Ceiling fans Air conditioning system Heating system Electrical system Plumbing system Plumbing stoppage Plumbing fixtures Water heater Garage door opener | _**Prices may vary depending on your state.*_ ### Optional add-ons Elite Home Warranty offers additional coverage for the following systems and appliance: - Pool and spa equipment - Freestanding spa equipment - Generator - Limited roof leak repair - Septic system - Sump pump - Well pump - Ejector pump - Grinder pump - Lift pump - Lawn sprinkler system - Service line - Freestanding freezer - Central Vacuum - Jetted/Hot tub - Wine cooler - Freestanding ice maker - Water softener - Water filtration system - Attic exhaust fan - Swamp cooler - Guest house - Geothermal heating and cooling system ### Coverage limits Home warranties typically have coverage limits, which is the maximum amount you can receive for a covered breakdown. This amount varies from company to company, and depending on the system or appliance. Elite’s maximum aggregate coverage is $7,000 for home appliances and up to $8,000 for systems. However, you can increase the maximum coverage limit by upgrading your plan to any of Elite’s premium options. Here’s a breakdown of the coverage limits for each system and appliance: | **Covered item** | **Coverage limit** | | --- | --- | | Refrigerator including ice maker and water dispenser | Up to $3,000 per term Up to $6,000 per term (with Premium Appliances | | Clothes washer | Up to $1,000 per term | | Clothes dryer | Up to $1,000 per term | | Range/Oven/Cooktop | Up to $2,000 per term | | Dishwasher | Up to $1,500 per term Up to $3,000 per term (with Premium Appliances) | | Built-in microwave oven | Up to $500 per term Up to $1,000 per term (with Premium Appliances) | | Garbage disposal | Up to $500 per term | | Ceiling fans | Up to $500 per term | | Air conditioner including ductwork | Up to $3,000 per term Up to $5,000 per term (with Premium Systems) Up to $7,000 per term (with Premium Systems Plus) | | Heating including ductwork | Up to $3,000 per term Up to $5,000 per term (with Premium System) Up to $7,000 per term (with Premium Systems Plus) | | HVAC system | Up to $4,000 per term Up to $7,000 per term (with Premium System) Up to $10,000 per term (with Premium Systems Plus) | | Electrical system | Up to $2,000 per term | | Plumbing | Up to $2,000 per term | | Plumbing stoppages | Up to $1,000 per term | | Plumbing fixtures | Up to $750 per term | | Water heater | Up to $2,000 per term | | Garage door opener | Up to $1,000 per term | | Well pump | Up to $1,000 per term | | Septic system | Up to $1,500 per term | | Sump pump | Up to $1,000 per term | | Grinder pump | Up to $1,000 per term | | Ejector pump | Up to $1,000 per term | | Lift pump | Up to $1,000 per term | | Effluent pump | Up to $1,000 per term | | Pool and spa equipment | Up to $1,500 per term | | Central vacuum | Up to $500 per term | | Water filtration system | Up to $750 per term | | Freestanding freezer | Up to $750 per term | | Freestanding ice maker | Up to $500 per term | | Lawn sprinkler system | Up to $1,000 per term | | Indoor jetted/hot tub | Up to $750 per term | | Wine cooler | Up to $500 per term | | Water softener | Up to $750 per term | | Attic exhaust fan | Up to $500 per term | | Limited roof leak repair | Up to $1,000 per term | | Geothermal heating and cooling system | Up to $4,000 per term | | Guest house | Up to $5,000 per term | | Code upgrades, modifications, crane or lifting services | Up to $1,000 per term | ### What Elite Home Warranty doesn’t cover As is typically the case with home warranty companies, Elite Home Warranty doesn’t cover items with preexisting conditions, that have been subject to a recall or covered under manufacturer or extended warranties. Other events and/or components that are also excluded from coverage, include: - Routine maintenance or cleaning - Cosmetic damage - Flues, venting, chimneys and exhaust lines - Fire sprinkler systems or solar systems - Damages caused by people, pests, pets or accidents, fire, freezing or water damage - Smart gadgets - Exterior electrical lines and wiring - Smoke detectors, doorbells or alarm systems - Pipes located underneath a concrete foundation - Interior or exterior stoppages caused by collapsed, damaged or broken drain Exclusions and limitations can vary depending on your location, we recommend checking the specific [service contract](https://www.elitehw.com/sample-service-agreement) for your state. ## Elite Home Warranty Availability ### State availability Elite Home Warranty is available in 46 states — all except California, Texas, Washington and Wisconsin. ### Contact information Elite Home Warranty offers 24/7 customer service. To request a service, you can either call 1-888-354-8398 or file a claim form online. For quotes or to speak with an expert you can call 1-888-575-9655. ### User experience Customers can easily check plans, pricing and information on coverage limitations on Elite Home Warranty’s website. Potential customers can also get access to sample policies from each state where the company operates. Although you can request a quote online, the company requires that you speak to a service representative over phone or email to complete the process. This is unlike most competitors, which typically let you get a free quote and go through the entire purchase process online. ## Elite Home Warranty Credentials ### Regulatory or legal actions As of this writing, we didn’t find any recent regulatory or legal actions against Elite Home Warranty. Although our editorial team tries to include the latest and most accurate information on regulatory and legal actions, this information may not be complete or fully up to date. We recommend you do your own research for the latest information. ## Protect your home's most valuable systems and appliances ### Choice can help protect your home and your budget. Click below to get started today! [See Details](https://money.com/pr/a4e7e2803b9d?ap_referrer=%2Felite-home-warranty-review%2F) ## Elite Home Warranty’s Customer Satisfaction ### Third-party ratings Better Business Bureau (BBB): 4.96 out of 5 average based on 279 customer reviews. ### Customer complaints Elite Home Warranty has a A+ rating from BBB and a customer rating of 4.96 out of 5, which is higher than many competitors in the industry. The company also has fewer complaints than most competitors. According to its BBB business profile, there have only been two complaints filed against Elite in the last three years. Although, this can be due in part to the fact that Elite has only been in business since 2020. As of this writing, we didn't find any pattern of complaints regarding Elite HW’s services. The information provided in this section is based on data available at the time of writing. ## Elite Home Warranty Comparison Here’s how Elite Home Warranty compares to two major competitors. ### Elite Home Warranty vs. Select Home Warranty Select Home Warranty stands out for offering affordable home warranty plans and multiple discounts throughout the year. Although Select offers similar coverage options and pricing to Elite Home Warranty, its coverage caps are much lower. For instance, with Select, the maximum coverage limit for appliances, electrical systems and plumbing is $500, whereas Elite offers up to $3,000 for appliances such as refrigerators, and up to $2,000 for electrical and plumbing systems. Select also offers a $75 fixed service call fee, while with Elite you can pick a fee between $70 and $130. On the other hand, Select includes roof leak coverage with all its plans, a service that’s only available as an add-on through Elite Home Warranty. | **Company** | **Plan pricing (per month)** | **Service fee (or deductible)** | **Availability** | **BBB rating** | | --- | --- | --- | --- | --- | | **Elite Home Warranty** | $44.99 - $59.99 | $70, $100, $130 | 46 states | A+ | | **Select Home Warranty** | $42 - $55* | $75 | 46 states | B | _**Prices may vary depending on your state and the selected service call fee. Current quoted prices are for a home in California.*_ Read the full [Select Home Warranty review](https://money.com/select-home-warranty-review/). ### Elite Home Warranty vs. Choice Home Warranty Unlike Elite Home Warranty, Choice Home Warranty offers two home warranty plans that cover a combination of home systems and appliances. Choice’s Basic Plan covers most major systems and appliances, except for air conditioning systems and laundry appliances which are covered under the Total Plan. Plans also have a standard service fee of $85. However, Choice Home Warranty is the subject of a lawsuit filed in 2019 in the state of Arizona, involving allegations of making alleged false promises to customers. The company isn’t accredited by the BBB either and holds a C rating. | **Company** | **Plan pricing (per month)** | **Service call fee (or deductible)** | **Availability** | **BBB rating** | | --- | --- | --- | --- | --- | | Elite Home Warranty | $44.99 - $59.99 | $70, $100, $130 | 46 states | A+ | | Choice Home Warranty | $46 - $55* | $85 | 49 states | C | _**Prices may vary depending on your state and the selected service call fee. Current quoted prices are for a home in California.*_ Read the full [Choice Home Warranty review](https://money.com/choice-home-warranty-review/) ### Explore other home warranty options Check out our reviews for other home warranty companies to consider: - [American Home Shield](https://money.com/american-home-shield-review/) - [First American Home Warranty](https://money.com/first-american-home-warranty-review/) - [Liberty Home Guard](https://money.com/liberty-home-guard-home-warranty-review/) - [2-10 Home Buyers Warranty](https://money.com/2-10-home-buyers-warranty-review/) - [American Residential Warranty](https://money.com/american-residential-warranty-review/) - [Old Republic Home Protection](https://money.com/old-republic-home-warranty-review/) - [AHW Home Warranty](https://money.com/amazon-home-warranty-review/) ## Elite Home Warranty FAQs ### Is Elite Home Warranty legit? Elite Home Warranty is a limited liability company registered in 2020 with headquarters in Brooklyn, New York. The company holds an A+ rating with the BBB and has no record of major complaints. ### How much is the service call fee of Elite Home Warranty? Elite Home Warranty lets you pick your service fee between $70, $100 or $130. You can also opt for a $0 service fee for an increased yearly premium. ### What does Elite Home Warranty cover? Elite Home Warranty covers major home systems and appliances, such as electrical systems, plumbing, heating systems, air conditioning, garage door openers and kitchen appliances. ### Does Elite Home Warranty have a waiting period? Yes, like most home warranty companies, Elite Home Warranty has a 30-day waiting period. Coverage is limited during this time unless you provide a valid home inspection report before purchasing your plan. ### How much does Elite Home Warranty cost? Elite Home Warranty plans start at around $44.99 and $59.99, depending on the type of plan you choose. Pricing can also vary depending on your location and the selected service call fee. ## How we evaluated Elite Home Warranty Since 2020, we’ve spent thousands of hours reviewing and researching the top home warranty providers in the industry. We evaluated Elite Home Warranty based on the following factors: - **Services offered:** We considered the company’s home warranty plans, coverage limitations and compared them to competitors’. - **Cost:** We reviewed pricing and coverage caps to determine cost-effectiveness. - **Availability:** We preferred companies with nationwide coverage or servicing at least 30 states. - **Legal actions:** We checked if the company had any recent legal or regulatory actions lodged against it. - **Customer service:** We researched the company’s standing with BBB and examined customer reviews and satisfaction ratings to assess customers' experience and any patterns of complaints. For our full methodology, read our complete guide to the [Best Home Warranty Companies](https://money.com/best-home-warranties/). ## Summary of Money’s Elite Home Warranty Review [Elite Home Warranty](https://money.com/pr/td92c3b51eb4?ap_referrer=https%253A%252F%252Fmoney.com%252Felite-home-warranty-review%252F) provides three coverage options: Elite Appliances, Elite Systems and Elite Complete. The company also allows customers to create custom plans and offers optional coverage for a wide variety of items. Service call fees range from $70 to $130, with an option for a $0 service fee for an increased premium. Elite Home Warranty has a higher-than-industry-average A+ rating and fewer customer complaints than most competitors, according to its business profile in BBB. ![](https://s3.consumersadvocate.org/prd/image/image/25020/medium_6afc6142-e1e9-432a-864f-58c8782f344a.png) Secure your home and budget with Choice Home Warranty [See Details](https://money.com/pr/o74fead68699?ap_referrer=%2Felite-home-warranty-review%2F) ```json { "@context": "https://schema.org", "@graph": [ { "@type": "BreadcrumbList", "@id": "https://money.com/elite-home-warranty-review/#breadcrumb", "itemListElement": [ { "@type": "ListItem", "position": 1, "name": "Home", "item": "https://money.com" }, { "@type": "ListItem", "position": 2, "name": "Housing", "item": "https://money.com/housing/" }, { "@type": "ListItem", "position": 3, "name": "Home Warranty", "item": "https://money.com/home-warranty/" }, { "@type": "ListItem", "position": 4, "name": "Elite Home Warranty Review" } ] }, { "@type": "WebSite", "@id": "https://money.com/#website", "url": "https://money.com", "name": "Money", "publisher": { "@id": "https://money.com/#organization" } }, { "@type": "WebPage", "@id": "https://money.com/elite-home-warranty-review/#webpage", "url": "https://money.com/elite-home-warranty-review/", "name": "Elite Home Warranty Review", "isPartOf": { "@id": "https://money.com/#website" }, "datePublished": "2024-01-09T17:48:29.000Z", "mainEntity": { "@id": "https://money.com/elite-home-warranty-review/" }, "inLanguage": "en-US", "breadcrumb": { "@id": "https://money.com/elite-home-warranty-review/#breadcrumb" }, "dateModified": "2024-11-14T18:32:31.000Z" }, { "@type": "Article", "headline": "Elite Home Warranty Review", "articleSection": "Housing", "image": [ { "@type": "ImageObject", "url": "https://img.money.com/2024/01/Review-Elite-Home-Warranty.jpg?quality=85", "width": 2880, "height": 1920 } ], "author": [ { "@type": "Person", "name": "Edgar J. 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