Many companies featured on Money advertise with us. Opinions are our own, but compensation and
in-depth research may determine where and how companies appear. Learn more about how we make money.

Money; Getty Images

The government is issuing stimulus checks to millions of eligible Americans, which means you could be up to $1,200 richer long as the money ends up in the right place.

How much you get in your stimulus payment depends on your income level and the number of dependents you claimed on your 2019 tax return (or on your 2018 tax return if you have yet to file this year). And where the money goes depends on which bank account the IRS has on file for you. If you got a tax refund on your most recent return and requested a direct deposit, your stimulus check will go to whatever banking account is listed.

That could be cause for concern if the bank account no longer exists or isn’t the one you’d prefer to use.