Best Banks in America

Earn 3.75% APY* with CIT's Savings Connect Account

• $100 minimum balance for APY

• No account opening or monthly service fees
• Deposit checks online with the CIT Bank mobile app
• FDIC Insured

*Rate as of 9/23/2025 ¹See Site For Details

*For complete list of account details and fees, see our Personal Account disclosures

*Annual Percentage Yield is accurate as of September 23, 2025. Interest Rates for the Savings Connect Account are variable and may change at any time without notice. The minimum to open a Savings Connect account is $100. Fees could reduce earnings on the account.

²Based on comparison to the national average Annual Percentage Yield (APY) on savings accounts as published in the FDIC National Rates and Rate Caps, accurate as of September 15, 2025.

• Cash Bonus up to $300 with direct deposit set up (Terms apply)
• No monthly fees 
• Up to 2-day-early paycheck
• FDIC Insured up to $250k plus up to $3M in supplemental insurance

_{*Rate as of 1/24/2025}

_{* Interest rates are subject to change at any time. Terms and conditions may apply.}

Get Paid Up To 2 Days Early with Direct Deposit Set Up

• No minimum balance fees
• 47k+ Fee-free ATMs³ at Walgreens®, 7-Eleven®, CVS® & more**
• No foreign transaction fees
• 24/7 live support

_{*Chime is a financial technology company, not a bank. Banking services and debit card provided by The Bancorp Bank, N.A. or Stride Bank, N.A.}

_{**.Out-of-network ATM withdrawal and over the counter advance fees may apply except at MoneyPass ATMs in a 7-Eleven, or any Allpoint or Visa Plus Alliance ATM.}