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The stock market on Wednesday suffered its worst decline since September, with the Dow Jones Industrial Average falling 1.8%. Blame the latest political turmoil in Washington--White House scandals have weighed on stocks in the past as well. Still, Wednesday’s drop wasn’t so bad and at the end of the day the Dow remained up 12% since Donald Trump’s election in November. While few market sectors seem like bargains these days, recognize that you could also crimp your retirement lifestyle by being too pessimistic about stocks. Take that one-day drop as a wake-up call: Double-check that you have enough in stocks for long-term growth but not so much that you’ll panic and bail out the next time markets get ugly.

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