--- title: Here Are the Top 10 Cities for First-Time Homebuyers in 2023 description: Wichita, Kansas, tops Zillow's list of the best housing markets for first-time homebuyers in winter and spring 2023. authors: - name: Julia Glum role: Managing Editor url: https://money.com/author/julia-glum/ bio: Julia Glum joined Money in 2018 and specializes in covering financial trends that affect everyday Americans' wallets. She also writes Dollar Scholar, a weekly newsletter that teaches young adults how to navigate the messy world of money. education: University of Florida at_money_since: 2018 articles: 453 covers: - Mortgages - Banking - Business - Career Advice - Credit - Credit Cards - Debt - Economy and Politics - Education - Health and Wellness - Housing - Identity Theft - Insurance - Investing - Lifestyle - Loans - Personal Finance - Professional Services - Retirement - Shopping - Taxes - Technology also_seen_in: - Newsweek - International Business Times - CBS News - Good Morning America - WUSA9 - Pix 11 - The New York Times - Mashable - The Washington Post - CNBC - Politico social: - https://x.com/superjulia - https://www.linkedin.com/in/julia-glum editors: - name: Brad Tuttle role: Senior Editor url: https://money.com/author/brad-tuttle/ bio: Brad Tuttle is a former senior editor at Money with over 10 years’ experience covering a vast number of personal finance topics, including careers, cars, travel, budgeting, investing, insurance, credit cards, consumer psychology, real estate, banking, and shopping and deals. education: Columbia University School of Journalism, MS at_money_since: 2014 articles: 366 covers: - Mortgages - Banking - Business - Career Advice - Credit - Credit Cards - Economy and Politics - Education - Health and Wellness - Housing - Identity Theft - Insurance - Investing - Lifestyle - Loans - Personal Finance - Pets - Professional Services - Retirement - Shopping - Taxes - Technology social: - https://twitter.com/bradrtuttle - https://linkedin.com/in/brad-tuttle-834b225 former_staff: true published: '2022-12-28T13:00:26.000Z' section: Mortgages tags: - News word_count: 483 canonical: https://money.com/best-cities-first-time-homebuyers-2023/ type: NewsArticle source: structured-blocks --- > **Disclosure:** We may earn a fee if you click on the links below. Compensation does not determine ranking. Not all brands are included. [Learn more](https://money.com/page/disclaimer/). ![Wichita, Kansas, USA downtown skyline at dusk](https://img.money.com/2022/12/News-Top-10-Cities-First-Time-Homebuyers-1.jpg) *Wichita, Kansas* Presented by ![](https://s3.consumersadvocate.org/prd/image/image/38138/a1d25ab8-422a-48d0-9bc7-c9801c2d423d.webp) Becoming a homeowner is closer than you think with AmeriSave Mortgage. Don't wait any longer, start your journey today! [Go to AmeriSave.com](https://money.com/pr/vfba9b7bee33?ap_referrer=%2Fbest-cities-first-time-homebuyers-2023%2F) If you're hoping to [buy a home](https://money.com/how-to-buy-a-house/) in the near future, the recent housing market rollercoaster may have you worried about your chances of finding an affordable abode. But according to a [report](https://www.zillow.com/research/10-best-metros-for-first-time-home-buyers-in-2023-31855/) from real estate marketplace Zillow, becoming a [first-time homebuyer](https://money.com/first-time-buying-home-checklist/) in 2023 is an absolutely achievable goal... if you know where to look. Zillow crunched the numbers to identify the [best housing markets](https://money.com/top-housing-markets-2023/) for first-time buyers in winter and spring 2023. The results — generated with data on [mortgage](https://money.com/current-mortgage-rates/) affordability and rent affordability, the inventory-to-buyer ratio and how many listings have [price cuts](https://money.com/dropping-home-list-prices-high-rate/) — just may help you find a hidden gem within your budget. Unsurprisingly, cities in the middle of the country are much within reach than coastal areas for buyers. Topping the list is Wichita, Kansas, where there are an estimated 22 available homes for every interested buyer and about 22% of listings slashed their prices in October. Those factors mean first-time homebuyers have both options and bargaining power. ## Want to buy a home this year? Lendingtree Mortgage can help ### Lock in a Mortgage Rate before you start shopping. Lendingtree Mortgage can make it possible. Click on your state today to find the rate that’s right for you. [View Rates](https://money.com/pr/e71aa882c4b0?ap_referrer=%2Fbest-cities-first-time-homebuyers-2023%2F) Not all products are eligible. All loans are subject to credit approval. [Additional](https://www.amerisave.com/lock-shop/) terms & conditions apply. Zillow isn't the only one eyeing the Sunflower State. RealtyHop, another online real estate marketplace, [has named](https://www.realtyhop.com/blog/realtyhop-housing-affordability-index-december-2022/) Wichita the most affordable housing market in the country for four consecutive months. Zillow's ranking also highlights Akron, Ohio, where there's much less inventory but residents only spend 25% of their income on rent (compared to 44% nationwide). The thinking is that the less someone spends on rent, the faster they can save up for a [down payment](https://money.com/5-ways-to-afford-down-payment/). And that's a good thing. "Affordability remains the No. 1 challenge for first-time home buyers," Amanda Pendleton, Zillow's home trends expert, said in a [news release](https://www.prnewswire.com/news-releases/zillow-names-the-10-best-metros-for-first-time-home-buyers-in-2023-301696933.html). "If they can overcome that significant hurdle, aspiring buyers have a better chance of landing a home than they've had in several years." ## Take the first step to becoming a homeowner today ### Get a Mortgage Rate that works for you. Lendingtree Mortgage can help you get started with just a few clicks. Get started now by clicking below. [View Rates](https://money.com/pr/h08d66976da7?ap_referrer=%2Fbest-cities-first-time-homebuyers-2023%2F) Not all products are eligible. All loans are subject to credit approval. [Additional](https://www.amerisave.com/lock-shop/) terms & conditions apply. ## The best markets for first-time home buyers in 2023 1. **Wichita, Kansas** 2. **Toledo, Ohio** 3. **Syracuse, New York** 4. **Akron, Ohio** 5. **Cleveland, Ohio** 6. **Tulsa, Oklahoma** 7. **Detroit, Michigan** 8. **Pittsburgh, Pennsylvania** 9. **St. Louis, Missouri** 10. **Little Rock, Arkansas** The takeaway? Affordability, especially for first-time buyers, will be key in 2023 — so it's more important than ever to be prepared. "The 2023 housing market could become a '[nobody’s market](https://money.com/is-it-a-buyers-or-sellers-market/),' not friendly to buyers nor to sellers," Danielle Hale, chief economist for Realtor.com, [said in a blog post](https://www.realtor.com/research/2023-national-housing-forecast/). "Consumers who are ready for the challenge will need up-to-date information on market conditions, creativity and flexibility to adjust, and a healthy dose of patience in order to create success." If you're ready to take the plunge, [Money's First-Time Homebuyers Guide](https://money.com/how-to-buy-your-first-home/) recommends you get your finances in order. Start by checking your credit — here are [ways to improve your credit score](https://money.com/7-ways-to-improve-credit-score/), if needed — saving for a down payment and doing the math on how much you'll be able to borrow. ## New home, new possibilities ### AmeriSave Mortgage can help you achieve your dream of homeownership, starting with a competitive Mortgage Rate that meets your needs. Just click below! [View Rates](https://money.com/pr/w74875464815?ap_referrer=%2Fbest-cities-first-time-homebuyers-2023%2F) Not all products are eligible. All loans are subject to credit approval. 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