--- title: Free Weekly Credit Reports Are Now Available Permanently description: In a departure from pre-pandemic policy, Experian, Equifax and TransUnion are now "permanently" offering free weekly online credit reports. authors: - name: Pete Grieve role: Lead News Reporter url: https://money.com/author/pete-grieve/ bio: Pete Grieve is a personal finance reporter. In his time at Money, Pete has covered everything from car buying to credit cards to the housing market. education: University of Chicago, BA Political Science at_money_since: 2022 articles: 602 covers: - Credit - Banking - Business - Career Advice - Credit Cards - Debt - Economy and Politics - Education - Health and Wellness - Housing - Identity Theft - Insurance - Investing - Lifestyle - Loans - Mortgages - Personal Finance - Professional Services - Retirement - Shopping - Taxes social: - https://twitter.com/pete_grieve - https://linkedin.com/in/pete-grieve-b5aa02138 - https://www.facebook.com/petegrieve4 editors: - name: Julia Glum role: Managing Editor url: https://money.com/author/julia-glum/ bio: A graduate of the University of Florida, Julia has more than eight years of experience in personal finance journalism. In addition to overseeing Money’s news coverage, she frequently reports on the ins and outs of credit scores, the credit bureaus and free credit reports. education: University of Florida at_money_since: 2018 articles: 453 covers: - Credit - Banking - Business - Career Advice - Credit Cards - Debt - Economy and Politics - Education - Health and Wellness - Housing - Identity Theft - Insurance - Investing - Lifestyle - Loans - Mortgages - Personal Finance - Professional Services - Retirement - Shopping - Taxes - Technology also_seen_in: - Newsweek - International Business Times - CBS News - Good Morning America - WUSA9 - Pix 11 - The New York Times - Mashable - The Washington Post - CNBC - Politico social: - https://x.com/superjulia - https://www.linkedin.com/in/julia-glum published: '2023-09-19T18:10:25.000Z' modified: '2024-04-23T22:17:25.000Z' section: Credit tags: - News word_count: 447 canonical: https://money.com/free-weekly-credit-reports-permanent/ type: NewsArticle source: structured-blocks --- > **Disclosure:** We research all brands listed and may earn a fee from our partners. Research and financial considerations may influence how brands are displayed. Not all brands are included. [Learn more](https://money.com/page/disclaimer/). ![Woman holding a smartphone in one hand and a credit card in the other, sitting in-front of her computer](https://img.money.com/2023/09/News-Free-Weekly-Credit-Reports.jpg) Americans will permanently have access to free weekly online [credit reports](https://money.com/how-to-check-your-credit-report/) from the three major credit reporting agencies, the companies [announced Monday](https://www.prnewswire.com/news-releases/equifax-experian-and-transunion-support-us-consumers-with-ongoing-availability-of-free-weekly-credit-reports-301931067.html). Before the pandemic, you were only entitled to get a free copy of your credit report once per year from each of the credit bureaus — Experian, Equifax and TransUnion. Spacing out those three requests, you could view an official credit report at most once every four months. But in April 2020, the credit bureaus announced weekly access to free online credit reports, citing the fact that many people were missing credit card, utilities and rent payments due to high unemployment early in the COVID-19 crisis. Now, that pandemic policy is permanent. ## Why the credit bureaus are changing their policy When it was first announced, the free weekly credit reports policy was set to end in April 2021. The date for its expiration was pushed back repeatedly, most recently to [the end of 2023](https://money.com/free-weekly-credit-reports-extended-2023/), until it was finally made indefinite on Monday. In their announcement, executives from Equifax, Experian and TransUnion said they are “reinforcing their commitment to the financial health of U.S. consumers” with this move. The idea is that with the ability to access [credit reports](https://money.com/what-is-a-credit-report/) more regularly, Americans can keep better track of what’s going on with their credit. Credit reports typically contain information about your accounts, including loans and credit cards. You can see your balances, your payment history and your credit limits, as well as past addresses, employers, phone numbers and credit inquiries. Accessing your credit report can be helpful when you’re trying to understand your odds of approval for loans. You should also scan your report every once in a while to ensure everything is accurate. If you see errors, it could be an indication of [identity theft](https://money.com/what-is-identity-theft/) or inaccurate credit reporting. ## How to get a free credit report To pull your credit report, you can use the government website [AnnualCreditReport.com](http://www.AnnualCreditReport.com). The process should take less than 10 minutes, but you will have to enter some information including your address, Social Security number, phone number and date of birth. You can either request one credit report, or you can get all three at once by checking multiple boxes. In total, you're now eligible for over 150 free credit reports a year. (As part of a settlement in connection with its [massive 2017 data breach](https://money.com/equifax-data-breach-settlement-file-claim/), Equifax also offers people up to six additional free credit reports per year through 2027.) Keep in mind that your credit report does not show your credit score, so you’ll need to follow a different set of steps if you’re hoping to [check your credit score](https://money.com/what-is-a-credit-score/) alongside your report. ## More on Credit & Credit Repair | | | --- | | **Money’s Top Selection** [Best Credit Repair Companies](https://money.com/best-credit-repair-companies/) **Guides for Improving Your Credit** [How to Get Negative Items Removed from Your Credit Report](https://money.com/get-items-removed-from-credit-report/) [How to Remove Verizon Collections from Your Credit Report](https://money.com/how-to-remove-verizon-collections-from-your-credit-report/) [How to Remove Jefferson Capital Systems from Your Credit Report](https://money.com/how-to-remove-jefferson-capital-systems-from-your-credit-report/) [More on Credit and Credit Collections](https://money.com/collections/) **Money’s Credit Repair Companies Reviews** [Lexington Law](https://money.com/lexington-law-credit-repair-review/) [Credit Saint](https://money.com/credit-saint-credit-repair-review/) [Sky Blue](https://money.com/sky-blue-credit-repair-review/) | ```json { "@context": "https://schema.org", "@graph": [ { "@type": "BreadcrumbList", "@id": "https://money.com/free-weekly-credit-reports-permanent/#breadcrumb", "itemListElement": [ { "@type": "ListItem", "position": 1, "name": "Home", "item": "https://money.com" }, { "@type": "ListItem", "position": 2, "name": "Credit", "item": "https://money.com/credit/" }, { "@type": "ListItem", "position": 3, "name": "Credit Report", "item": "https://money.com/credit-report/" }, { "@type": "ListItem", "position": 4, "name": "Free Weekly Credit Reports Are Now Available Permanently" } ] }, { "@type": "WebSite", "@id": "https://money.com/#website", "url": "https://money.com", "name": "Money", "publisher": { "@id": "https://money.com/#organization" } }, { "@type": "WebPage", "@id": "https://money.com/free-weekly-credit-reports-permanent/#webpage", "url": "https://money.com/free-weekly-credit-reports-permanent/", "name": "Free Weekly Credit Reports Are Now Available Permanently", "isPartOf": { "@id": "https://money.com/#website" }, "datePublished": "2023-09-19T18:10:25.000Z", "mainEntity": { "@id": "https://money.com/free-weekly-credit-reports-permanent/" }, "inLanguage": "en-US", "breadcrumb": { "@id": "https://money.com/free-weekly-credit-reports-permanent/#breadcrumb" }, "dateModified": "2024-04-23T22:17:25.000Z" }, { "@type": "NewsArticle", "headline": "Free Weekly Credit Reports Are Now Available Permanently", "articleSection": "Credit", "image": [ { "@type": "ImageObject", "url": "https://img.money.com/2023/09/News-Free-Weekly-Credit-Reports.jpg", "width": 3000, "height": 2000, "caption": "News-Free-Weekly-Credit-Reports" } ], "author": [ { "@type": "Person", "name": "Pete Grieve", "url": "https://money.com/author/pete-grieve/", "@id": "https://money.com/author/pete-grieve/#author", "description": "Pete Grieve is a personal finance reporter. 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