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Published: Jan 09, 2024 4 min read
Illustration depicting the housing market
Rangely García for Money

Recent dips in mortgage rates have Americans feeling a little better about the housing market in the new year — and they're hopeful rates will continue cooling.

In a monthly national housing survey from government-backed company Fannie Mae, sentiment ticked up up almost three points in December, mostly thanks to mortgage rate optimism. The improvement in consumer confidence could mean more homes for sale in 2024 — but with home prices expected to stay high, affordability will still be an obstacle for buyers.

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